American Express CD Rate - 10 Month

American Express's 10 Month CD pays 4.50% APY as of November 5, 2026, checked 21 hours ago. It is currently above the median 10 Month CD rate we track (4.20% across 6 banks).

4.50% APY

up from 4.40% on Oct 30

Last checked: Nov 5 · 21 hours ago
Minimum deposit: None

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See the full American Express 10 Month CD rate history »

American Express CD Rate - 10 Month CD - Rate History

Now 4.50% APY

All-time high 4.50% (Oct 2026)
Low 4.25% (Sep 2026)
3 changes
Tracked since Sep 2026
Full rate history »

Rate changes

Date	APY	Change
October 30, 2026	4.50%	+0.10
October 4, 2026	4.40%	+0.15
September 21, 2026	4.25%	first tracked

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Other 10 Month CD rates

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Common questions

What is the American Express 10 Month CD rate today?

The American Express 10 Month CD pays 4.50% APY as of November 5, 2026, checked 21 hours ago.

How does the American Express 10 Month CD compare with other 10 Month CDs?

It pays 4.50% APY. The median across the 6 10 Month CD rates RateBrain tracks is 4.20%, so it is 0.30 percentage points above the median.

What has the American Express 10 Month CD paid over time?

Since RateBrain began tracking it in 2026, it has paid as much as 4.50% (Oct 2026) and as little as 4.25% (Sep 2026).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.