American Express CD Rate - 22 Month
American Express's 22 Month CD pays 4.50% APY as of November 3, 2026, checked 1 day ago.
4.50% APY
up from 4.40% on Oct 30
- Last checked
- Nov 3 · 1 day ago
- Minimum deposit
- None
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See the full American Express 22 Month CD rate history »
American Express CD Rate - 22 Month CD - Rate History
Now 4.50% APY
- All-time high 4.50% (Oct 2026)
- Low 4.00% (Sep 2026)
- 3 changes
- Tracked since Sep 2026
- Full rate history »
Rate changes
| Date | APY | Change |
|---|---|---|
| October 30, 2026 | 4.50% | +0.10 |
| October 4, 2026 | 4.40% | +0.40 |
| September 20, 2026 | 4.00% | first tracked |
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ShareOther American Express rates
- 10 Month CD4.50%
- 11 Month CD3.75%
- 1 Year CD3.75%
- 14 Month CD3.75%
- 18 Month CD3.75%
- 2 Year CD3.75%
- 3 Year CD2.25%
- 4 Year CD2.25%
- 5 Year CD3.00%
- Savings3.20%
- Checking Account1.00%
Other 22 Month CD rates
Common questions
What is the American Express 22 Month CD rate today?
The American Express 22 Month CD pays 4.50% APY as of November 3, 2026, checked 1 day ago.
What has the American Express 22 Month CD paid over time?
Since RateBrain began tracking it in 2026, it has paid as much as 4.50% (Oct 2026) and as little as 4.00% (Sep 2026).
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