Goldwater Bank CD Rate - 5 Year

Goldwater Bank's 5 Year CD pays 3.00% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2009, this 5 Year CD has paid as much as 4.50% (Oct 2023) and as little as 0.95% (Mar 2020). It is currently below the median 5 Year CD rate we track (3.40% across 113 banks).

3.00% APY

down from 4.25% on Sep 25

Last checked: Nov 10 · 6 hours ago
Minimum deposit: $50,000

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See the full Goldwater Bank 5 Year CD rate history »

Goldwater Bank CD Rate - 5 Year CD - Rate History

Now 3.00% APY

All-time high 4.50% (Oct 2023)
Low 0.95% (Mar 2020)
1-year change −1.25
31 changes
Tracked since Jul 2009
Full rate history »

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 25, 2026	3.00%	−1.25
April 6, 2024	4.25%	−0.25
October 5, 2023	4.50%	+0.25
July 3, 2023	4.25%	+0.05
January 23, 2023	4.20%	+0.45
December 25, 2022	3.75%	+2.80
March 17, 2020	0.95%	−0.30
March 9, 2020	1.25%	−0.55
March 3, 2020	1.80%	−0.30
January 30, 2020	2.10%	+0.01
January 26, 2020	2.09%	−0.01
November 19, 2019	2.10%	−0.05
September 4, 2019	2.15%	−0.30
August 5, 2019	2.45%	−0.20
June 19, 2019	2.65%	−0.35
March 20, 2019	3.00%	−0.15
February 1, 2019	3.15%	+0.15
December 19, 2018	3.00%	+0.10
August 15, 2018	2.90%	+0.08
June 2, 2010	2.82%	−0.02

Show all 31 changes

Date	APY	Change
May 19, 2010	2.84%	−0.01
April 16, 2010	2.85%	−0.01
March 17, 2010	2.86%	−0.01
March 10, 2010	2.87%	+1.00
March 5, 2010	1.87%	−0.08
December 18, 2009	1.95%	−1.45
December 4, 2009	3.40%	−0.15
November 14, 2009	3.55%	+0.80
August 27, 2009	2.75%	−0.25
July 23, 2009	3.00%	−0.51
July 19, 2009	3.51%	first tracked

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Common questions

What is the Goldwater Bank 5 Year CD rate today?

The Goldwater Bank 5 Year CD pays 3.00% APY as of November 10, 2026, checked 6 hours ago.

How does the Goldwater Bank 5 Year CD compare with other 5 Year CDs?

It pays 3.00% APY. The median across the 113 5 Year CD rates RateBrain tracks is 3.40%, so it is 0.40 percentage points below the median.

What has the Goldwater Bank 5 Year CD paid over time?

Since RateBrain began tracking it in 2009, it has paid as much as 4.50% (Oct 2023) and as little as 0.95% (Mar 2020).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.