Goldwater Bank 5 Year CD Rate History (2009–2026)
RateBrain has recorded 31 rate changes for Goldwater Bank's 5 Year CD since July 19, 2009. Its highest rate was 4.50% (Oct 2023) and its lowest 0.95% (Mar 2020). It pays 3.00% APY today, last changed on September 25, 2026. That is down 1.25 percentage points from a year ago.
Current Goldwater Bank 5 Year CD rate »Goldwater Bank rate history »5 Year CD rate history »
Rate history chart
Now 3.00% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.25% | 3.00% | 3.00% | 1 |
| 2025 | 4.25% | 4.25% | 4.25% | 0 |
| 2024 | 4.50% | 4.25% | 4.25% | 1 |
| 2023 | 4.50% | 3.75% | 4.50% | 3 |
| 2022 | 3.75% | 0.95% | 3.75% | 1 |
| 2021 | 0.95% | 0.95% | 0.95% | 0 |
| 2020 | 2.10% | 0.95% | 0.95% | 5 |
| 2019 | 3.15% | 2.10% | 2.10% | 6 |
| 2018 | 3.00% | 2.82% | 3.00% | 2 |
| 2017 | 2.82% | 2.82% | 2.82% | 0 |
| 2016 | 2.82% | 2.82% | 2.82% | 0 |
| 2015 | 2.82% | 2.82% | 2.82% | 0 |
| 2014 | 2.82% | 2.82% | 2.82% | 0 |
| 2013 | 2.82% | 2.82% | 2.82% | 0 |
| 2012 | 2.82% | 2.82% | 2.82% | 0 |
| 2011 | 2.82% | 2.82% | 2.82% | 0 |
| 2010 | 2.87% | 1.87% | 2.82% | 6 |
| 2009 | 3.55% | 1.95% | 1.95% | 6 |
All 31 rate changes
| Date | APY | Change |
|---|---|---|
| September 25, 2026 | 3.00% | −1.25 |
| April 6, 2024 | 4.25% | −0.25 |
| October 5, 2023 | 4.50% | +0.25 |
| July 3, 2023 | 4.25% | +0.05 |
| January 23, 2023 | 4.20% | +0.45 |
| December 25, 2022 | 3.75% | +2.80 |
| March 17, 2020 | 0.95% | −0.30 |
| March 9, 2020 | 1.25% | −0.55 |
| March 3, 2020 | 1.80% | −0.30 |
| January 30, 2020 | 2.10% | +0.01 |
| January 26, 2020 | 2.09% | −0.01 |
| November 19, 2019 | 2.10% | −0.05 |
| September 4, 2019 | 2.15% | −0.30 |
| August 5, 2019 | 2.45% | −0.20 |
| June 19, 2019 | 2.65% | −0.35 |
| March 20, 2019 | 3.00% | −0.15 |
| February 1, 2019 | 3.15% | +0.15 |
| December 19, 2018 | 3.00% | +0.10 |
| August 15, 2018 | 2.90% | +0.08 |
| June 2, 2010 | 2.82% | −0.02 |
| May 19, 2010 | 2.84% | −0.01 |
| April 16, 2010 | 2.85% | −0.01 |
| March 17, 2010 | 2.86% | −0.01 |
| March 10, 2010 | 2.87% | +1.00 |
| March 5, 2010 | 1.87% | −0.08 |
| December 18, 2009 | 1.95% | −1.45 |
| December 4, 2009 | 3.40% | −0.15 |
| November 14, 2009 | 3.55% | +0.80 |
| August 27, 2009 | 2.75% | −0.25 |
| July 23, 2009 | 3.00% | −0.51 |
| July 19, 2009 | 3.51% | first tracked |
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