Bank of America CD Rate - 5 Year

Bank of America's 5 Year CD pays 0.03% APY as of November 13, 2026, checked 1 hour ago. Since RateBrain began tracking it in 2010, this 5 Year CD has paid as much as 2.50% (May 2010) and as little as 0.01% (Feb 2020). It is currently below the median 5 Year CD rate we track (3.41% across 113 banks).

0.03% APY

up from 0.01% on Dec 23, 2022

Last checked: Nov 13 · 1 hour ago
Minimum deposit: $1,000

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See the full Bank of America 5 Year CD rate history »

Bank of America CD Rate - 5 Year CD - Rate History

Now 0.03% APY

All-time high 2.50% (May 2010)
Low 0.01% (Feb 2020)
1-year change 0.00
40 changes
Tracked since May 2010
Full rate history »

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
December 23, 2022	0.03%	+0.02
September 3, 2020	0.01%	−0.02
August 7, 2020	0.03%	−0.05
July 22, 2020	0.08%	+0.07
July 13, 2020	0.01%	−0.07
June 22, 2020	0.08%	−0.02
May 24, 2020	0.10%	−0.05
March 19, 2020	0.15%	−0.35
March 13, 2020	0.50%	+0.49
February 27, 2020	0.01%	−0.99
February 5, 2019	1.00%	+0.25
September 11, 2017	0.75%	+0.60
May 2, 2016	0.15%	+0.03
January 9, 2016	0.12%	−0.03
July 16, 2014	0.15%	−0.30
April 5, 2013	0.45%	−0.05
December 14, 2012	0.50%	−0.10
November 16, 2012	0.60%	−0.05
October 26, 2012	0.65%	−0.10
October 8, 2012	0.75%	−0.15

Show all 40 changes

Date	APY	Change
August 7, 2012	0.90%	−0.10
July 17, 2012	1.00%	−0.10
April 4, 2012	1.10%	−0.01
March 13, 2012	1.11%	−0.09
February 24, 2012	1.20%	−0.01
February 14, 2012	1.21%	+0.01
October 3, 2011	1.20%	−0.10
September 19, 2011	1.30%	−0.05
August 29, 2011	1.35%	−0.15
August 22, 2011	1.50%	−0.10
August 18, 2011	1.60%	+0.10
August 5, 2011	1.50%	−0.25
June 22, 2011	1.75%	−0.25
May 18, 2011	2.00%	−0.25
February 22, 2011	2.25%	+0.25
December 20, 2010	2.00%	+0.60
October 19, 2010	1.40%	−0.35
August 27, 2010	1.75%	−0.25
July 30, 2010	2.00%	−0.50
May 9, 2010	2.50%	first tracked

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Common questions

What is the Bank of America 5 Year CD rate today?

The Bank of America 5 Year CD pays 0.03% APY as of November 13, 2026, checked 1 hour ago.

How does the Bank of America 5 Year CD compare with other 5 Year CDs?

It pays 0.03% APY. The median across the 113 5 Year CD rates RateBrain tracks is 3.41%, so it is 3.38 percentage points below the median.

What has the Bank of America 5 Year CD paid over time?

Since RateBrain began tracking it in 2010, it has paid as much as 2.50% (May 2010) and as little as 0.01% (Feb 2020).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.