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Bank of America CD Rate - 5 Year

Bank of America's 5 Year CD pays 0.03% APY as of March 2, 2025, checked 1 year ago. Since RateBrain began tracking it in 2010, this 5 Year CD has paid as much as 2.50% (May 2010) and as little as 0.01% (Feb 2020). It is currently below the median 5 Year CD rate we track (3.40% across 78 banks).

0.03% APY

up from 0.01% on Dec 23, 2022

Last checked
Mar 2, 2025 · 1 year ago
Minimum deposit
$1,000
View on Bank of America’s website » (opens in a new tab)See all Bank of America rates »

Rate history

Now 0.03% APY

Bank of America 5 Year CD APY historyStep chart of 40 rate changes from May 2010 to Sep 2026. High 2.50% (May 2010), low 0.01% (Feb 2020), current 0.03%.0.00%1.00%2.00%3.00%4.00%5.00%201120142017202020232026median0.03%2.50% · May 20100.01% · Feb 2020

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
December 23, 20220.03%+0.02
September 3, 20200.01%−0.02
August 7, 20200.03%−0.05
July 22, 20200.08%+0.07
July 13, 20200.01%−0.07
June 22, 20200.08%−0.02
May 24, 20200.10%−0.05
March 19, 20200.15%−0.35
March 13, 20200.50%+0.49
February 27, 20200.01%−0.99
February 5, 20191.00%+0.25
September 11, 20170.75%+0.60
May 2, 20160.15%+0.03
January 9, 20160.12%−0.03
July 16, 20140.15%−0.30
April 5, 20130.45%−0.05
December 14, 20120.50%−0.10
November 16, 20120.60%−0.05
October 26, 20120.65%−0.10
October 8, 20120.75%−0.15
Show all 40 changes
DateAPYChange
August 7, 20120.90%−0.10
July 17, 20121.00%−0.10
April 4, 20121.10%−0.01
March 13, 20121.11%−0.09
February 24, 20121.20%−0.01
February 14, 20121.21%+0.01
October 3, 20111.20%−0.10
September 19, 20111.30%−0.05
August 29, 20111.35%−0.15
August 22, 20111.50%−0.10
August 18, 20111.60%+0.10
August 5, 20111.50%−0.25
June 22, 20111.75%−0.25
May 18, 20112.00%−0.25
February 22, 20112.25%+0.25
December 20, 20102.00%+0.60
October 19, 20101.40%−0.35
August 27, 20101.75%−0.25
July 30, 20102.00%−0.50
May 9, 20102.50%first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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