Bank of America CD Rate - 1 Year

Bank of America's 1 Year CD pays 0.03% APY as of November 5, 2026, checked 21 hours ago. Since RateBrain began tracking it in 2010, this 1 Year CD has paid as much as 0.65% (May 2010) and as little as 0.01% (Jan 2020). It is currently below the median 1 Year CD rate we track (4.00% across 145 banks).

0.03% APY

down from 0.05% on May 25, 2020

Last checked: Nov 5 · 21 hours ago
Minimum deposit: $1,000

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See the full Bank of America 1 Year CD rate history »

Bank of America CD Rate - 1 Year CD - Rate History

Now 0.03% APY

All-time high 0.65% (May 2010)
Low 0.01% (Jan 2020)
1-year change 0.00
18 changes
Tracked since May 2010
Full rate history »

The gray line is the median 1 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
May 25, 2020	0.03%	−0.02
January 30, 2020	0.05%	+0.04
January 23, 2020	0.01%	−0.04
May 24, 2019	0.05%	−0.05
May 17, 2019	0.10%	+0.05
September 22, 2015	0.05%	−0.03
February 10, 2014	0.08%	−0.01
July 29, 2013	0.09%	−0.06
April 22, 2013	0.15%	+0.03
December 27, 2012	0.12%	−0.08
October 26, 2012	0.20%	−0.15
August 9, 2011	0.35%	−0.05
May 27, 2011	0.40%	−0.05
March 23, 2011	0.45%	−0.15
March 16, 2011	0.60%	+0.15
October 15, 2010	0.45%	−0.15
September 27, 2010	0.60%	−0.05
May 9, 2010	0.65%	first tracked

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Common questions

What is the Bank of America 1 Year CD rate today?

The Bank of America 1 Year CD pays 0.03% APY as of November 5, 2026, checked 21 hours ago.

How does the Bank of America 1 Year CD compare with other 1 Year CDs?

It pays 0.03% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.00%, so it is 3.97 percentage points below the median.

What has the Bank of America 1 Year CD paid over time?

Since RateBrain began tracking it in 2010, it has paid as much as 0.65% (May 2010) and as little as 0.01% (Jan 2020).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.