Bank of America CD Rate - 3 Year

Bank of America's 3 Year CD pays 0.03% APY as of November 6, 2026, checked 1 day ago. Since RateBrain began tracking it in 2010, this 3 Year CD has paid as much as 1.75% (May 2010) and as little as 0.03% (Dec 2022). It is currently below the median 3 Year CD rate we track (3.45% across 121 banks).

0.03% APY

down from 0.08% on Dec 23, 2022

Last checked: Nov 6 · 1 day ago
Minimum deposit: $1,000

Alert me when this rate changes Share this rate

View on Bank of America’s website »See all Bank of America rates »

See the full Bank of America 3 Year CD rate history »

Bank of America CD Rate - 3 Year CD - Rate History

Now 0.03% APY

All-time high 1.75% (May 2010)
Low 0.03% (Dec 2022)
1-year change 0.00
19 changes
Tracked since May 2010
Full rate history »

The gray line is the median 3 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
December 23, 2022	0.03%	−0.05
June 23, 2020	0.08%	−0.02
May 24, 2020	0.10%	−0.05
March 20, 2020	0.15%	−0.35
March 12, 2020	0.50%	−0.05
December 28, 2017	0.55%	+0.43
October 5, 2014	0.12%	−0.08
July 29, 2013	0.20%	−0.05
May 24, 2013	0.25%	−0.05
December 19, 2012	0.30%	−0.10
November 15, 2012	0.40%	−0.10
September 5, 2012	0.50%	−0.10
October 3, 2011	0.60%	−0.10
September 16, 2011	0.70%	−0.05
August 5, 2011	0.75%	−0.26
September 11, 2010	1.01%	−0.09
August 30, 2010	1.10%	−0.25
July 30, 2010	1.35%	−0.40
May 9, 2010	1.75%	first tracked

Set Up Rate Alert

https://ratebrain.com/bank-of-america-3-year-cd

Other 3 Year CD rates

All 3 Year CD rates »

Common questions

What is the Bank of America 3 Year CD rate today?

The Bank of America 3 Year CD pays 0.03% APY as of November 6, 2026, checked 1 day ago.

How does the Bank of America 3 Year CD compare with other 3 Year CDs?

It pays 0.03% APY. The median across the 121 3 Year CD rates RateBrain tracks is 3.45%, so it is 3.42 percentage points below the median.

What has the Bank of America 3 Year CD paid over time?

Since RateBrain began tracking it in 2010, it has paid as much as 1.75% (May 2010) and as little as 0.03% (Dec 2022).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.