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Bank of America CD Rate - 3 Year

Bank of America's 3 Year CD pays 0.03% APY as of February 24, 2025, checked 1 year ago. The rate was lowered from 0.08% on December 23, 2022. Since RateBrain began tracking it in 2010, this 3 Year CD has paid as much as 1.75% (May 2010) and as little as 0.03% (Dec 2022). It is currently below the median 3 Year CD rate we track (3.45% across 55 banks).

0.03% APY

down from 0.08% on Dec 23, 2022

Last checked
Feb 24, 2025 · 1 year ago
Minimum deposit
$1,000
View on Bank of America’s website »See all Bank of America rates »

Rate history

Now 0.03% APY

Bank of America 3 Year CD APY historyStep chart of 19 rate changes from May 2010 to Sep 2026. High 1.75% (May 2010), low 0.03% (Dec 2022), current 0.03%.0.00%1.00%2.00%3.00%4.00%5.00%201120142017202020232026median0.03%1.75% · May 2010

The gray line is the median 3 Year CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
December 23, 20220.03%−0.05
June 23, 20200.08%−0.02
May 24, 20200.10%−0.05
March 20, 20200.15%−0.35
March 12, 20200.50%−0.05
December 28, 20170.55%+0.43
October 5, 20140.12%−0.08
July 29, 20130.20%−0.05
May 24, 20130.25%−0.05
December 19, 20120.30%−0.10
November 15, 20120.40%−0.10
September 5, 20120.50%−0.10
October 3, 20110.60%−0.10
September 16, 20110.70%−0.05
August 5, 20110.75%−0.26
September 11, 20101.01%−0.09
August 30, 20101.10%−0.25
July 30, 20101.35%−0.40
May 9, 20101.75%first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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