SoFi (with direct deposit) Savings (HYSA) Rate
SoFi (with direct deposit)'s savings account pays 3.30% APY as of November 3, 2026, checked 4 days ago. It is currently below the median savings rate we track (3.55% across 167 banks).
3.30% APY
down from 4.00% on Sep 24
- Last checked
- Nov 3 · 4 days ago
- Minimum deposit
- None
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See the full SoFi (with direct deposit) Savings (HYSA) rate history »
SoFi (with direct deposit) Savings (HYSA) Rate - Rate History
Now 3.30% APY
- All-time high 4.00% (Sep 2026)
- Low 3.30% (Sep 2026)
- 2 changes
- Tracked since Sep 2026
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 24, 2026 | 3.30% | −0.70 |
| September 22, 2026 | 4.00% | first tracked |
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Common questions
What is the SoFi (with direct deposit) savings account rate today?
The SoFi (with direct deposit) savings account pays 3.30% APY as of November 3, 2026, checked 4 days ago.
How does the SoFi (with direct deposit) savings account compare with other savings accounts?
It pays 3.30% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.25 percentage points below the median.
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.