Betterment Savings (HYSA) Rate
Betterment's savings account pays 3.50% APY as of November 3, 2026, checked 6 days ago. Since RateBrain began tracking it in 2023, this savings account has paid as much as 5.00% (Apr 2024) and as little as 3.50% (Oct 2026). It is currently below the median savings rate we track (3.55% across 167 banks).
3.50% APY
down from 4.25% on Oct 27
- Last checked
- Nov 3 · 6 days ago
- Minimum deposit
- $10
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See the full Betterment Savings (HYSA) rate history »
Betterment Savings (HYSA) Rate - Rate History
Now 3.50% APY
- All-time high 5.00% (Apr 2024)
- Low 3.50% (Oct 2026)
- 1-year change −1.50
- 10 changes
- Tracked since Feb 2023
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 27, 2026 | 3.50% | −0.75 |
| October 17, 2026 | 4.25% | +0.75 |
| October 4, 2026 | 3.50% | −0.75 |
| September 22, 2026 | 4.25% | +0.25 |
| August 12, 2026 | 4.00% | −1.00 |
| April 26, 2024 | 5.00% | +0.25 |
| August 3, 2023 | 4.75% | +0.25 |
| May 10, 2023 | 4.50% | +0.30 |
| March 28, 2023 | 4.20% | +0.20 |
| February 5, 2023 | 4.00% | first tracked |
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Common questions
What is the Betterment savings account rate today?
The Betterment savings account pays 3.50% APY as of November 3, 2026, checked 6 days ago.
How does the Betterment savings account compare with other savings accounts?
It pays 3.50% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.05 percentage points below the median.
What has the Betterment savings account paid over time?
Since RateBrain began tracking it in 2023, it has paid as much as 5.00% (Apr 2024) and as little as 3.50% (Oct 2026).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.