Betterment Savings Rate
Betterment's savings account pays 4.25% APY as of September 22, 2026, checked 1 day ago. The rate was raised from 4.00% on September 22, 2026. Since RateBrain began tracking it in 2023, this savings account has paid as much as 5.00% (Apr 2024) and as little as 4.00% (Feb 2023). It is currently above the median savings rate we track (3.30% across 64 banks).
4.25% APY
up from 4.00% on Sep 22
- Last checked
- Sep 22 · 1 day ago
- Minimum deposit
- $10
Rate history
Now 4.25% APY
- All-time high 5.00% (Apr 2024)
- Low 4.00% (Feb 2023)
- 1-year change −0.75
- 7 changes
- Tracked since Feb 2023
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 22, 2026 | 4.25% | +0.25 |
| August 12, 2026 | 4.00% | −1.00 |
| April 26, 2024 | 5.00% | +0.25 |
| August 3, 2023 | 4.75% | +0.25 |
| May 10, 2023 | 4.50% | +0.30 |
| March 28, 2023 | 4.20% | +0.20 |
| February 5, 2023 | 4.00% | first tracked |
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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.