SmartyPig Savings Rate
SmartyPig's savings account pays 3.40% APY as of September 22, 2026, checked 1 day ago. The rate was lowered from 3.50% on May 28, 2026. Since RateBrain began tracking it in 2009, this savings account has paid as much as 4.25% (Aug 2023) and as little as 0.70% (Dec 2011). It is currently above the median savings rate we track (3.30% across 64 banks).
3.40% APY
down from 3.50% on May 28
- Last checked
- Sep 22 · 1 day ago
- Minimum deposit
- None
Rate history
Now 3.40% APY
- All-time high 4.25% (Aug 2023)
- Low 0.70% (Dec 2011)
- 1-year change −0.50
- 43 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| May 28, 2026 | 3.40% | −0.10 |
| March 31, 2026 | 3.50% | −0.10 |
| February 16, 2026 | 3.60% | −0.05 |
| January 19, 2026 | 3.65% | −0.25 |
| January 31, 2025 | 3.90% | −0.10 |
| January 12, 2025 | 4.00% | −0.10 |
| October 12, 2024 | 4.10% | −0.15 |
| August 4, 2023 | 4.25% | +0.25 |
| July 31, 2023 | 4.00% | +0.15 |
| July 10, 2023 | 3.85% | +0.10 |
| May 8, 2023 | 3.75% | +0.25 |
| March 25, 2023 | 3.50% | +0.10 |
| February 4, 2023 | 3.40% | +0.30 |
| December 25, 2022 | 3.10% | +1.95 |
| July 1, 2020 | 1.15% | −0.15 |
| May 8, 2020 | 1.30% | −0.10 |
| April 18, 2020 | 1.40% | −0.10 |
| April 8, 2020 | 1.50% | −0.05 |
| March 24, 2020 | 1.55% | −0.05 |
| March 17, 2020 | 1.60% | −0.15 |
Show all 43 changes
| Date | APY | Change |
|---|---|---|
| November 5, 2019 | 1.75% | −0.05 |
| February 22, 2019 | 1.80% | +0.05 |
| October 9, 2018 | 1.75% | +0.20 |
| July 9, 2018 | 1.55% | +0.10 |
| June 13, 2018 | 1.45% | +0.05 |
| April 7, 2018 | 1.40% | +0.10 |
| March 5, 2018 | 1.30% | +0.15 |
| December 28, 2017 | 1.15% | +0.10 |
| July 19, 2017 | 1.05% | +0.05 |
| June 25, 2017 | 1.00% | +0.10 |
| February 13, 2017 | 0.90% | +0.05 |
| December 30, 2016 | 0.85% | −0.05 |
| November 29, 2016 | 0.90% | +0.15 |
| April 28, 2015 | 0.75% | −0.25 |
| June 21, 2012 | 1.00% | +0.30 |
| December 16, 2011 | 0.70% | −0.40 |
| June 15, 2011 | 1.10% | −0.25 |
| January 4, 2011 | 1.35% | −0.40 |
| September 8, 2010 | 1.75% | −0.40 |
| May 19, 2010 | 2.15% | +0.14 |
| August 17, 2009 | 2.01% | −0.74 |
| June 23, 2009 | 2.75% | −0.30 |
| May 11, 2009 | 3.05% | first tracked |
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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.