SmartyPig Savings (HYSA) Rate
SmartyPig's savings account pays 4.00% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2009, this savings account has paid as much as 4.25% (Aug 2023) and as little as 0.70% (Dec 2011). It is currently above the median savings rate we track (3.55% across 167 banks).
4.00% APY
up from 3.85% on Oct 20
- Last checked
- Nov 10 · 6 hours ago
- Minimum deposit
- None
Alert me when this rate changesShare this rate
See the full SmartyPig Savings (HYSA) rate history »
SmartyPig Savings (HYSA) Rate - Rate History
Now 4.00% APY
- All-time high 4.25% (Aug 2023)
- Low 0.70% (Dec 2011)
- 1-year change +0.10
- 45 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 20, 2026 | 4.00% | +0.15 |
| October 10, 2026 | 3.85% | +0.45 |
| May 28, 2026 | 3.40% | −0.10 |
| March 31, 2026 | 3.50% | −0.10 |
| February 16, 2026 | 3.60% | −0.05 |
| January 19, 2026 | 3.65% | −0.25 |
| January 31, 2025 | 3.90% | −0.10 |
| January 12, 2025 | 4.00% | −0.10 |
| October 12, 2024 | 4.10% | −0.15 |
| August 4, 2023 | 4.25% | +0.25 |
| July 31, 2023 | 4.00% | +0.15 |
| July 10, 2023 | 3.85% | +0.10 |
| May 8, 2023 | 3.75% | +0.25 |
| March 25, 2023 | 3.50% | +0.10 |
| February 4, 2023 | 3.40% | +0.30 |
| December 25, 2022 | 3.10% | +1.95 |
| July 1, 2020 | 1.15% | −0.15 |
| May 8, 2020 | 1.30% | −0.10 |
| April 18, 2020 | 1.40% | −0.10 |
| April 8, 2020 | 1.50% | −0.05 |
Show all 45 changes
| Date | APY | Change |
|---|---|---|
| March 24, 2020 | 1.55% | −0.05 |
| March 17, 2020 | 1.60% | −0.15 |
| November 5, 2019 | 1.75% | −0.05 |
| February 22, 2019 | 1.80% | +0.05 |
| October 9, 2018 | 1.75% | +0.20 |
| July 9, 2018 | 1.55% | +0.10 |
| June 13, 2018 | 1.45% | +0.05 |
| April 7, 2018 | 1.40% | +0.10 |
| March 5, 2018 | 1.30% | +0.15 |
| December 28, 2017 | 1.15% | +0.10 |
| July 19, 2017 | 1.05% | +0.05 |
| June 25, 2017 | 1.00% | +0.10 |
| February 13, 2017 | 0.90% | +0.05 |
| December 30, 2016 | 0.85% | −0.05 |
| November 29, 2016 | 0.90% | +0.15 |
| April 28, 2015 | 0.75% | −0.25 |
| June 21, 2012 | 1.00% | +0.30 |
| December 16, 2011 | 0.70% | −0.40 |
| June 15, 2011 | 1.10% | −0.25 |
| January 4, 2011 | 1.35% | −0.40 |
| September 8, 2010 | 1.75% | −0.40 |
| May 19, 2010 | 2.15% | +0.14 |
| August 17, 2009 | 2.01% | −0.74 |
| June 23, 2009 | 2.75% | −0.30 |
| May 11, 2009 | 3.05% | first tracked |
Set Up Rate Alert
Share this rate
https://ratebrain.com/smarty-pig-savings-account
ShareOther SmartyPig rates
- 6 Month CD3.20%
- 9 Month CD3.20%
- 11 Month CD4.10%
- 1 Year CD4.60%
- 13 Month CD4.50%
- 15 Month CD4.65%
- 18 Month CD4.65%
- 2 Year CD4.70%
- 30 Month CD4.70%
- 3 Year CD4.75%
- 5 Year CD5.00%
- Money Market Account3.60%
Other savings rates
Common questions
What is the SmartyPig savings account rate today?
The SmartyPig savings account pays 4.00% APY as of November 10, 2026, checked 6 hours ago.
How does the SmartyPig savings account compare with other savings accounts?
It pays 4.00% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.45 percentage points above the median.
What has the SmartyPig savings account paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 4.25% (Aug 2023) and as little as 0.70% (Dec 2011).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.