SmartyPig Savings Rate History (2009–2026)
RateBrain has recorded 43 rate changes for SmartyPig's savings account since May 11, 2009. Its highest rate was 4.25% (Aug 2023) and its lowest 0.70% (Dec 2011). It pays 3.40% APY today, last changed on May 28, 2026. That is down 0.50 percentage points from a year ago.
Current SmartyPig savings account rate »SmartyPig rate history »Savings rate history »
Rate history chart
Now 3.40% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.90% | 3.40% | 3.40% | 4 |
| 2025 | 4.10% | 3.90% | 3.90% | 2 |
| 2024 | 4.25% | 4.10% | 4.10% | 1 |
| 2023 | 4.25% | 3.10% | 4.25% | 6 |
| 2022 | 3.10% | 1.15% | 3.10% | 1 |
| 2021 | 1.15% | 1.15% | 1.15% | 0 |
| 2020 | 1.75% | 1.15% | 1.15% | 6 |
| 2019 | 1.80% | 1.75% | 1.75% | 2 |
| 2018 | 1.75% | 1.15% | 1.75% | 5 |
| 2017 | 1.15% | 0.85% | 1.15% | 4 |
| 2016 | 0.90% | 0.75% | 0.85% | 2 |
| 2015 | 1.00% | 0.75% | 0.75% | 1 |
| 2014 | 1.00% | 1.00% | 1.00% | 0 |
| 2013 | 1.00% | 1.00% | 1.00% | 0 |
| 2012 | 1.00% | 0.70% | 1.00% | 1 |
| 2011 | 1.75% | 0.70% | 0.70% | 3 |
| 2010 | 2.15% | 1.75% | 1.75% | 2 |
| 2009 | 3.05% | 2.01% | 2.01% | 3 |
All 43 rate changes
| Date | APY | Change |
|---|---|---|
| May 28, 2026 | 3.40% | −0.10 |
| March 31, 2026 | 3.50% | −0.10 |
| February 16, 2026 | 3.60% | −0.05 |
| January 19, 2026 | 3.65% | −0.25 |
| January 31, 2025 | 3.90% | −0.10 |
| January 12, 2025 | 4.00% | −0.10 |
| October 12, 2024 | 4.10% | −0.15 |
| August 4, 2023 | 4.25% | +0.25 |
| July 31, 2023 | 4.00% | +0.15 |
| July 10, 2023 | 3.85% | +0.10 |
| May 8, 2023 | 3.75% | +0.25 |
| March 25, 2023 | 3.50% | +0.10 |
| February 4, 2023 | 3.40% | +0.30 |
| December 25, 2022 | 3.10% | +1.95 |
| July 1, 2020 | 1.15% | −0.15 |
| May 8, 2020 | 1.30% | −0.10 |
| April 18, 2020 | 1.40% | −0.10 |
| April 8, 2020 | 1.50% | −0.05 |
| March 24, 2020 | 1.55% | −0.05 |
| March 17, 2020 | 1.60% | −0.15 |
| November 5, 2019 | 1.75% | −0.05 |
| February 22, 2019 | 1.80% | +0.05 |
| October 9, 2018 | 1.75% | +0.20 |
| July 9, 2018 | 1.55% | +0.10 |
| June 13, 2018 | 1.45% | +0.05 |
| April 7, 2018 | 1.40% | +0.10 |
| March 5, 2018 | 1.30% | +0.15 |
| December 28, 2017 | 1.15% | +0.10 |
| July 19, 2017 | 1.05% | +0.05 |
| June 25, 2017 | 1.00% | +0.10 |
| February 13, 2017 | 0.90% | +0.05 |
| December 30, 2016 | 0.85% | −0.05 |
| November 29, 2016 | 0.90% | +0.15 |
| April 28, 2015 | 0.75% | −0.25 |
| June 21, 2012 | 1.00% | +0.30 |
| December 16, 2011 | 0.70% | −0.40 |
| June 15, 2011 | 1.10% | −0.25 |
| January 4, 2011 | 1.35% | −0.40 |
| September 8, 2010 | 1.75% | −0.40 |
| May 19, 2010 | 2.15% | +0.14 |
| August 17, 2009 | 2.01% | −0.74 |
| June 23, 2009 | 2.75% | −0.30 |
| May 11, 2009 | 3.05% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.