Upgrade Savings (HYSA) Rate
Upgrade's savings account pays 3.30% APY as of October 20, 2026, checked 3 days ago. Since RateBrain began tracking it in 2022, this savings account has paid as much as 5.21% (May 2024) and as little as 3.05% (Aug 2026). It is currently below the median savings rate we track (3.60% across 165 banks).
3.30% APY
up from 3.05% on Sep 20
- Last checked
- Oct 20 · 3 days ago
- Minimum deposit
- $1,000
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See the full Upgrade Savings (HYSA) rate history »
Upgrade Savings (HYSA) Rate - Rate History
Now 3.30% APY
- All-time high 5.21% (May 2024)
- Low 3.05% (Aug 2026)
- 1-year change −1.91
- 9 changes
- Tracked since Oct 2022
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.30% | +0.25 |
| August 10, 2026 | 3.05% | −2.16 |
| May 9, 2024 | 5.21% | +0.14 |
| December 19, 2023 | 5.07% | +0.26 |
| May 10, 2023 | 4.81% | +0.43 |
| March 31, 2023 | 4.38% | +0.25 |
| December 26, 2022 | 4.13% | +0.13 |
| December 19, 2022 | 4.00% | +0.50 |
| October 31, 2022 | 3.50% | first tracked |
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Common questions
What is the Upgrade savings account rate today?
The Upgrade savings account pays 3.30% APY as of October 20, 2026, checked 3 days ago.
How does the Upgrade savings account compare with other savings accounts?
It pays 3.30% APY. The median across the 165 savings account rates RateBrain tracks is 3.60%, so it is 0.30 percentage points below the median.
What has the Upgrade savings account paid over time?
Since RateBrain began tracking it in 2022, it has paid as much as 5.21% (May 2024) and as little as 3.05% (Aug 2026).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.