Upgrade Savings Rate History (2022–2026)
RateBrain has recorded 9 rate changes for Upgrade's savings account since October 31, 2022. Its highest rate was 5.21% (May 2024) and its lowest 3.05% (Aug 2026). It pays 3.30% APY today, last changed on September 20, 2026. That is down 1.91 percentage points from a year ago.
Current Upgrade savings account rate »Upgrade rate history »Savings rate history »
Rate history chart
Now 3.30% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 5.21% | 3.05% | 3.30% | 2 |
| 2025 | 5.21% | 5.21% | 5.21% | 0 |
| 2024 | 5.21% | 5.07% | 5.21% | 1 |
| 2023 | 5.07% | 4.13% | 5.07% | 3 |
| 2022 | 4.13% | 3.50% | 4.13% | 3 |
All 9 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.30% | +0.25 |
| August 10, 2026 | 3.05% | −2.16 |
| May 9, 2024 | 5.21% | +0.14 |
| December 19, 2023 | 5.07% | +0.26 |
| May 10, 2023 | 4.81% | +0.43 |
| March 31, 2023 | 4.38% | +0.25 |
| December 26, 2022 | 4.13% | +0.13 |
| December 19, 2022 | 4.00% | +0.50 |
| October 31, 2022 | 3.50% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.