Dollar Savings Direct Savings Rate
Dollar Savings Direct's savings account pays 3.35% APY as of September 8, 2026, checked 14 days ago. The rate was lowered from 3.75% on December 22, 2025. Since RateBrain began tracking it in 2009, this savings account has paid as much as 5.00% (Jul 2023) and as little as 0.35% (Oct 2021). It is currently below the median savings rate we track (3.38% across 58 banks).
3.35% APY
down from 3.75% on Dec 22, 2025
- Last checked
- Sep 8 · 14 days ago
- Minimum deposit
- None
Rate history
Now 3.35% APY
- All-time high 5.00% (Jul 2023)
- Low 0.35% (Oct 2021)
- 1-year change −0.40
- 51 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| December 22, 2025 | 3.35% | −0.40 |
| April 26, 2025 | 3.75% | −0.25 |
| December 22, 2024 | 4.00% | −0.25 |
| November 24, 2024 | 4.25% | −0.60 |
| September 28, 2024 | 4.85% | −0.15 |
| July 8, 2023 | 5.00% | +1.00 |
| May 8, 2023 | 4.00% | +0.50 |
| November 3, 2022 | 3.50% | +0.39 |
| October 19, 2022 | 3.11% | +0.06 |
| October 12, 2022 | 3.05% | +0.04 |
| October 5, 2022 | 3.01% | +0.01 |
| September 25, 2022 | 3.00% | +1.00 |
| September 12, 2022 | 2.00% | +0.60 |
| August 17, 2022 | 1.40% | +0.40 |
| June 27, 2022 | 1.00% | +0.25 |
| May 26, 2022 | 0.75% | +0.40 |
| October 24, 2021 | 0.35% | −0.05 |
| January 27, 2021 | 0.40% | −0.05 |
| November 18, 2020 | 0.45% | −0.05 |
| November 12, 2020 | 0.50% | −0.05 |
Show all 51 changes
| Date | APY | Change |
|---|---|---|
| October 8, 2020 | 0.55% | −0.05 |
| September 29, 2020 | 0.60% | −0.15 |
| September 3, 2020 | 0.75% | −0.10 |
| August 6, 2020 | 0.85% | −0.15 |
| July 1, 2020 | 1.00% | −0.10 |
| June 26, 2020 | 1.10% | −0.20 |
| June 16, 2020 | 1.30% | −0.10 |
| June 9, 2020 | 1.40% | −0.10 |
| March 17, 2020 | 1.50% | −0.30 |
| March 5, 2018 | 1.80% | +0.20 |
| January 10, 2018 | 1.60% | +0.10 |
| November 8, 2017 | 1.50% | +0.10 |
| August 1, 2017 | 1.40% | +0.10 |
| June 19, 2017 | 1.30% | +0.05 |
| April 14, 2017 | 1.25% | +0.70 |
| February 8, 2013 | 0.55% | −0.05 |
| December 10, 2012 | 0.60% | −0.10 |
| October 20, 2011 | 0.70% | −0.05 |
| October 12, 2011 | 0.75% | −0.05 |
| September 14, 2011 | 0.80% | −0.05 |
| August 14, 2011 | 0.85% | −0.05 |
| April 26, 2011 | 0.90% | −0.10 |
| January 21, 2011 | 1.00% | −0.10 |
| September 21, 2010 | 1.10% | −0.10 |
| May 17, 2010 | 1.20% | −0.10 |
| March 3, 2010 | 1.30% | −0.10 |
| February 10, 2010 | 1.40% | −0.10 |
| December 6, 2009 | 1.50% | −0.10 |
| October 20, 2009 | 1.60% | −0.10 |
| July 15, 2009 | 1.70% | −0.30 |
| May 10, 2009 | 2.00% | first tracked |
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Copy linkOther savings rates
- MySavingsDirect4.35%
- Newtek Bank4.20%
- Wealthfront4.20%
- Goldwater Bank4.15%
- Total Direct Bank4.01%
- Betterment4.00%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.