Dollar Savings Direct Savings Rate History (2009–2026)
RateBrain has recorded 51 rate changes for Dollar Savings Direct's savings account since May 10, 2009. Its highest rate was 5.00% (Jul 2023) and its lowest 0.35% (Oct 2021). It pays 3.35% APY today, last changed on December 22, 2025. That is down 0.40 percentage points from a year ago.
Current Dollar Savings Direct savings account rate »Dollar Savings Direct rate history »Savings rate history »
Rate history chart
Now 3.35% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.35% | 3.35% | 3.35% | 0 |
| 2025 | 4.00% | 3.35% | 3.35% | 2 |
| 2024 | 5.00% | 4.00% | 4.00% | 3 |
| 2023 | 5.00% | 3.50% | 5.00% | 2 |
| 2022 | 3.50% | 0.35% | 3.50% | 9 |
| 2021 | 0.45% | 0.35% | 0.35% | 2 |
| 2020 | 1.80% | 0.45% | 0.45% | 11 |
| 2019 | 1.80% | 1.80% | 1.80% | 0 |
| 2018 | 1.80% | 1.50% | 1.80% | 2 |
| 2017 | 1.50% | 0.55% | 1.50% | 4 |
| 2016 | 0.55% | 0.55% | 0.55% | 0 |
| 2015 | 0.55% | 0.55% | 0.55% | 0 |
| 2014 | 0.55% | 0.55% | 0.55% | 0 |
| 2013 | 0.60% | 0.55% | 0.55% | 1 |
| 2012 | 0.70% | 0.60% | 0.60% | 1 |
| 2011 | 1.10% | 0.70% | 0.70% | 6 |
| 2010 | 1.50% | 1.10% | 1.10% | 4 |
| 2009 | 2.00% | 1.50% | 1.50% | 4 |
All 51 rate changes
| Date | APY | Change |
|---|---|---|
| December 22, 2025 | 3.35% | −0.40 |
| April 26, 2025 | 3.75% | −0.25 |
| December 22, 2024 | 4.00% | −0.25 |
| November 24, 2024 | 4.25% | −0.60 |
| September 28, 2024 | 4.85% | −0.15 |
| July 8, 2023 | 5.00% | +1.00 |
| May 8, 2023 | 4.00% | +0.50 |
| November 3, 2022 | 3.50% | +0.39 |
| October 19, 2022 | 3.11% | +0.06 |
| October 12, 2022 | 3.05% | +0.04 |
| October 5, 2022 | 3.01% | +0.01 |
| September 25, 2022 | 3.00% | +1.00 |
| September 12, 2022 | 2.00% | +0.60 |
| August 17, 2022 | 1.40% | +0.40 |
| June 27, 2022 | 1.00% | +0.25 |
| May 26, 2022 | 0.75% | +0.40 |
| October 24, 2021 | 0.35% | −0.05 |
| January 27, 2021 | 0.40% | −0.05 |
| November 18, 2020 | 0.45% | −0.05 |
| November 12, 2020 | 0.50% | −0.05 |
| October 8, 2020 | 0.55% | −0.05 |
| September 29, 2020 | 0.60% | −0.15 |
| September 3, 2020 | 0.75% | −0.10 |
| August 6, 2020 | 0.85% | −0.15 |
| July 1, 2020 | 1.00% | −0.10 |
| June 26, 2020 | 1.10% | −0.20 |
| June 16, 2020 | 1.30% | −0.10 |
| June 9, 2020 | 1.40% | −0.10 |
| March 17, 2020 | 1.50% | −0.30 |
| March 5, 2018 | 1.80% | +0.20 |
| January 10, 2018 | 1.60% | +0.10 |
| November 8, 2017 | 1.50% | +0.10 |
| August 1, 2017 | 1.40% | +0.10 |
| June 19, 2017 | 1.30% | +0.05 |
| April 14, 2017 | 1.25% | +0.70 |
| February 8, 2013 | 0.55% | −0.05 |
| December 10, 2012 | 0.60% | −0.10 |
| October 20, 2011 | 0.70% | −0.05 |
| October 12, 2011 | 0.75% | −0.05 |
| September 14, 2011 | 0.80% | −0.05 |
| August 14, 2011 | 0.85% | −0.05 |
| April 26, 2011 | 0.90% | −0.10 |
| January 21, 2011 | 1.00% | −0.10 |
| September 21, 2010 | 1.10% | −0.10 |
| May 17, 2010 | 1.20% | −0.10 |
| March 3, 2010 | 1.30% | −0.10 |
| February 10, 2010 | 1.40% | −0.10 |
| December 6, 2009 | 1.50% | −0.10 |
| October 20, 2009 | 1.60% | −0.10 |
| July 15, 2009 | 1.70% | −0.30 |
| May 10, 2009 | 2.00% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.