Valley Direct Savings (HYSA) Rate
Valley Direct's savings account pays 3.30% APY as of November 6, 2026, checked 3 days ago. Since RateBrain began tracking it in 2023, this savings account has paid as much as 5.25% (Sep 2023) and as little as 3.30% (Sep 2026). It is currently below the median savings rate we track (3.55% across 167 banks).
3.30% APY
down from 4.00% on Oct 19
- Last checked
- Nov 6 · 3 days ago
- Minimum deposit
- None
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See the full Valley Direct Savings (HYSA) rate history »
Valley Direct Savings (HYSA) Rate - Rate History
Now 3.30% APY
- All-time high 5.25% (Sep 2023)
- Low 3.30% (Sep 2026)
- 1-year change −1.45
- 7 changes
- Tracked since Sep 2023
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 19, 2026 | 3.30% | −0.70 |
| October 13, 2026 | 4.00% | +0.70 |
| September 19, 2026 | 3.30% | −0.70 |
| August 14, 2026 | 4.00% | −0.75 |
| July 12, 2024 | 4.75% | −0.30 |
| February 16, 2024 | 5.05% | −0.20 |
| September 19, 2023 | 5.25% | first tracked |
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ShareOther Valley Direct rates
- 6 Month CD4.10%
Other savings rates
Common questions
What is the Valley Direct savings account rate today?
The Valley Direct savings account pays 3.30% APY as of November 6, 2026, checked 3 days ago.
How does the Valley Direct savings account compare with other savings accounts?
It pays 3.30% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.25 percentage points below the median.
What has the Valley Direct savings account paid over time?
Since RateBrain began tracking it in 2023, it has paid as much as 5.25% (Sep 2023) and as little as 3.30% (Sep 2026).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.