Valley Direct Savings Rate
Valley Direct's savings account pays 3.30% APY as of August 14, 2026, checked 1 month ago. The rate was lowered from 4.00% on September 19, 2026. Since RateBrain began tracking it in 2023, this savings account has paid as much as 5.25% (Sep 2023) and as little as 3.30% (Sep 2026). It is currently at the median savings rate we track (3.30% across 64 banks).
3.30% APY
down from 4.00% on Sep 19
- Last checked
- Aug 14 · 1 month ago
- Minimum deposit
- None
Rate history
Now 3.30% APY
- All-time high 5.25% (Sep 2023)
- Low 3.30% (Sep 2026)
- 1-year change −1.45
- 5 changes
- Tracked since Sep 2023
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 19, 2026 | 3.30% | −0.70 |
| August 14, 2026 | 4.00% | −0.75 |
| July 12, 2024 | 4.75% | −0.30 |
| February 16, 2024 | 5.05% | −0.20 |
| September 19, 2023 | 5.25% | first tracked |
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Copy linkOther Valley Direct rates
- 9 Month CD3.85%
Other savings rates
- Betterment4.25%
- Newtek Bank4.20%
- Wealthfront4.20%
- Total Direct Bank4.01%
- Vio Bank4.01%
- E*TRADE Bank4.00%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.