Valley Direct Savings Rate History (2023–2026)
RateBrain has recorded 5 rate changes for Valley Direct's savings account since September 19, 2023. Its highest rate was 5.25% (Sep 2023) and its lowest 3.30% (Sep 2026). It pays 3.30% APY today, last changed on September 19, 2026. That is down 1.45 percentage points from a year ago.
Current Valley Direct savings account rate »Valley Direct rate history »Savings rate history »
Rate history chart
Now 3.30% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.75% | 3.30% | 3.30% | 2 |
| 2025 | 4.75% | 4.75% | 4.75% | 0 |
| 2024 | 5.25% | 4.75% | 4.75% | 2 |
| 2023 | 5.25% | 5.25% | 5.25% | 1 |
All 5 rate changes
| Date | APY | Change |
|---|---|---|
| September 19, 2026 | 3.30% | −0.70 |
| August 14, 2026 | 4.00% | −0.75 |
| July 12, 2024 | 4.75% | −0.30 |
| February 16, 2024 | 5.05% | −0.20 |
| September 19, 2023 | 5.25% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.