Empower Savings (HYSA) Rate
Empower's savings account pays 3.70% APY as of November 9, 2026, checked 13 hours ago. Since RateBrain began tracking it in 2024, this savings account has paid as much as 4.70% (Aug 2024) and as little as 3.30% (Aug 2026). It is currently above the median savings rate we track (3.55% across 167 banks).
3.70% APY
up from 3.50% on Oct 16
- Last checked
- Nov 9 · 13 hours ago
- Minimum deposit
- None
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See the full Empower Savings (HYSA) rate history »
Empower Savings (HYSA) Rate - Rate History
Now 3.70% APY
- All-time high 4.70% (Aug 2024)
- Low 3.30% (Aug 2026)
- 1-year change −1.00
- 4 changes
- Tracked since Aug 2024
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 16, 2026 | 3.70% | +0.20 |
| September 20, 2026 | 3.50% | +0.20 |
| August 14, 2026 | 3.30% | −1.40 |
| August 22, 2024 | 4.70% | first tracked |
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Common questions
What is the Empower savings account rate today?
The Empower savings account pays 3.70% APY as of November 9, 2026, checked 13 hours ago.
How does the Empower savings account compare with other savings accounts?
It pays 3.70% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.15 percentage points above the median.
What has the Empower savings account paid over time?
Since RateBrain began tracking it in 2024, it has paid as much as 4.70% (Aug 2024) and as little as 3.30% (Aug 2026).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.