Empower Savings Rate
Empower's savings account pays 3.50% APY as of September 22, 2026, checked 1 day ago. The rate was raised from 3.30% on September 20, 2026. Since RateBrain began tracking it in 2024, this savings account has paid as much as 4.70% (Aug 2024) and as little as 3.30% (Aug 2026). It is currently above the median savings rate we track (3.30% across 64 banks).
3.50% APY
up from 3.30% on Sep 20
- Last checked
- Sep 22 · 1 day ago
- Minimum deposit
- None
Rate history
Now 3.50% APY
- All-time high 4.70% (Aug 2024)
- Low 3.30% (Aug 2026)
- 1-year change −1.20
- 3 changes
- Tracked since Aug 2024
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.50% | +0.20 |
| August 14, 2026 | 3.30% | −1.40 |
| August 22, 2024 | 4.70% | first tracked |
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Copy linkOther savings rates
- Betterment4.25%
- Newtek Bank4.20%
- Wealthfront4.20%
- Total Direct Bank4.01%
- Vio Bank4.01%
- E*TRADE Bank4.00%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.