Empower Savings Rate History (2024–2026)
RateBrain has recorded 3 rate changes for Empower's savings account since August 22, 2024. Its highest rate was 4.70% (Aug 2024) and its lowest 3.30% (Aug 2026). It pays 3.50% APY today, last changed on September 20, 2026. That is down 1.20 percentage points from a year ago.
Current Empower savings account rate »Empower rate history »Savings rate history »
Rate history chart
Now 3.50% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.70% | 3.30% | 3.50% | 2 |
| 2025 | 4.70% | 4.70% | 4.70% | 0 |
| 2024 | 4.70% | 4.70% | 4.70% | 1 |
All 3 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.50% | +0.20 |
| August 14, 2026 | 3.30% | −1.40 |
| August 22, 2024 | 4.70% | first tracked |
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