Sallie Mae Savings (HYSA) Rate
Sallie Mae's savings account pays 4.00% APY as of November 6, 2026, checked 1 day ago. Since RateBrain began tracking it in 2010, this savings account has paid as much as 4.25% (Aug 2023) and as little as 0.70% (Feb 2021). It is currently above the median savings rate we track (3.55% across 167 banks).
4.00% APY
up from 3.85% on Oct 20
- Last checked
- Nov 6 · 1 day ago
- Minimum deposit
- None
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See the full Sallie Mae Savings (HYSA) rate history »
Sallie Mae Savings (HYSA) Rate - Rate History
Now 4.00% APY
- All-time high 4.25% (Aug 2023)
- Low 0.70% (Feb 2021)
- 1-year change +0.10
- 59 changes
- Tracked since Apr 2010
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 20, 2026 | 4.00% | +0.15 |
| October 1, 2026 | 3.85% | +0.45 |
| June 7, 2026 | 3.40% | −0.10 |
| April 12, 2026 | 3.50% | −0.10 |
| February 28, 2026 | 3.60% | −0.05 |
| January 16, 2026 | 3.65% | −0.25 |
| January 31, 2025 | 3.90% | −0.10 |
| January 12, 2025 | 4.00% | −0.10 |
| October 12, 2024 | 4.10% | −0.15 |
| August 4, 2023 | 4.25% | +0.25 |
| July 30, 2023 | 4.00% | +0.15 |
| July 7, 2023 | 3.85% | +0.10 |
| May 12, 2023 | 3.75% | +0.25 |
| March 25, 2023 | 3.50% | +0.10 |
| February 4, 2023 | 3.40% | +0.30 |
| November 11, 2022 | 3.10% | +0.40 |
| October 26, 2022 | 2.70% | +0.20 |
| October 12, 2022 | 2.50% | +0.25 |
| September 29, 2022 | 2.25% | +0.35 |
| September 25, 2022 | 1.90% | +0.10 |
Show all 59 changes
| Date | APY | Change |
|---|---|---|
| September 12, 2022 | 1.80% | +0.10 |
| September 4, 2022 | 1.70% | +0.05 |
| August 19, 2022 | 1.65% | +0.25 |
| August 11, 2022 | 1.40% | +0.31 |
| July 4, 2022 | 1.09% | +0.39 |
| February 9, 2021 | 0.70% | −0.10 |
| November 6, 2020 | 0.80% | −0.15 |
| October 12, 2020 | 0.95% | −0.05 |
| September 3, 2020 | 1.00% | −0.10 |
| August 18, 2020 | 1.10% | −0.05 |
| August 11, 2020 | 1.15% | +0.15 |
| July 1, 2020 | 1.00% | −0.30 |
| May 9, 2020 | 1.30% | −0.10 |
| April 18, 2020 | 1.40% | −0.10 |
| April 8, 2020 | 1.50% | −0.05 |
| March 28, 2020 | 1.55% | −0.05 |
| March 17, 2020 | 1.60% | −0.15 |
| November 7, 2019 | 1.75% | −0.05 |
| February 25, 2019 | 1.80% | +0.05 |
| October 10, 2018 | 1.75% | +0.20 |
| July 16, 2018 | 1.55% | +0.10 |
| June 13, 2018 | 1.45% | +0.60 |
| December 30, 2016 | 0.85% | −0.05 |
| June 21, 2016 | 0.90% | +0.05 |
| May 25, 2016 | 0.85% | −0.05 |
| April 21, 2016 | 0.90% | +0.10 |
| September 23, 2013 | 0.80% | −0.05 |
| April 5, 2013 | 0.85% | −0.05 |
| October 12, 2012 | 0.90% | +0.10 |
| August 10, 2012 | 0.80% | +0.05 |
| March 21, 2012 | 0.75% | −0.05 |
| March 8, 2012 | 0.80% | −0.05 |
| January 24, 2012 | 0.85% | −0.15 |
| October 3, 2011 | 1.00% | −0.01 |
| September 2, 2011 | 1.01% | −0.09 |
| March 9, 2011 | 1.10% | −0.15 |
| February 1, 2011 | 1.25% | −0.05 |
| November 9, 2010 | 1.30% | −0.10 |
| April 30, 2010 | 1.40% | first tracked |
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ShareOther Sallie Mae rates
- 6 Month CD3.20%
- 9 Month CD3.20%
- 11 Month CD4.10%
- 1 Year CD4.60%
- 13 Month CD4.50%
- 15 Month CD4.65%
- 18 Month CD4.65%
- 2 Year CD4.70%
- 30 Month CD4.70%
- 3 Year CD4.75%
- 5 Year CD5.00%
- Money Market Account3.60%
Other savings rates
Common questions
What is the Sallie Mae savings account rate today?
The Sallie Mae savings account pays 4.00% APY as of November 6, 2026, checked 1 day ago.
How does the Sallie Mae savings account compare with other savings accounts?
It pays 4.00% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.45 percentage points above the median.
What has the Sallie Mae savings account paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 4.25% (Aug 2023) and as little as 0.70% (Feb 2021).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.