Sallie Mae CD Rate - 3 Year
Sallie Mae's 3 Year CD pays 4.75% APY as of November 9, 2026, checked 18 hours ago. Since RateBrain began tracking it in 2010, this 3 Year CD has paid as much as 4.75% (Nov 2026) and as little as 1.00% (Oct 2011). It is currently above the median 3 Year CD rate we track (3.45% across 121 banks).
4.75% APY
up from 4.60% on Nov 6
- Last checked
- Nov 9 · 18 hours ago
- Minimum deposit
- None
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See the full Sallie Mae 3 Year CD rate history »
Sallie Mae CD Rate - 3 Year CD - Rate History
Now 4.75% APY
- All-time high 4.75% (Nov 2026)
- Low 1.00% (Oct 2011)
- 1-year change +0.75
- 40 changes
- Tracked since Apr 2010
- Full rate history »
The gray line is the median 3 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| November 6, 2026 | 4.75% | +0.15 |
| October 20, 2026 | 4.60% | +0.15 |
| October 1, 2026 | 4.45% | +0.05 |
| September 20, 2026 | 4.40% | +0.40 |
| May 8, 2023 | 4.00% | −0.40 |
| December 25, 2022 | 4.40% | +2.95 |
| March 21, 2020 | 1.45% | −0.25 |
| March 18, 2020 | 1.70% | −0.30 |
| March 6, 2020 | 2.00% | −0.15 |
| November 18, 2019 | 2.15% | −0.20 |
| September 27, 2019 | 2.35% | −0.15 |
| July 18, 2019 | 2.50% | −0.25 |
| July 2, 2019 | 2.75% | +0.04 |
| June 30, 2019 | 2.71% | −0.04 |
| June 12, 2019 | 2.75% | −0.10 |
| May 23, 2019 | 2.85% | +0.04 |
| May 17, 2019 | 2.81% | −0.04 |
| April 18, 2019 | 2.85% | −0.10 |
| March 15, 2019 | 2.95% | +0.04 |
| March 11, 2019 | 2.91% | −0.04 |
Show all 40 changes
| Date | APY | Change |
|---|---|---|
| October 3, 2018 | 2.95% | +0.10 |
| July 31, 2018 | 2.85% | +0.30 |
| June 13, 2018 | 2.55% | +0.25 |
| April 24, 2018 | 2.30% | +0.10 |
| February 1, 2018 | 2.20% | +0.25 |
| December 28, 2017 | 1.95% | +0.05 |
| July 6, 2017 | 1.90% | +0.30 |
| July 9, 2015 | 1.60% | +0.15 |
| May 14, 2014 | 1.45% | +0.25 |
| March 19, 2013 | 1.20% | −0.10 |
| October 17, 2011 | 1.30% | +0.30 |
| October 3, 2011 | 1.00% | −0.30 |
| July 5, 2011 | 1.30% | −0.25 |
| March 9, 2011 | 1.55% | −0.20 |
| December 15, 2010 | 1.75% | −0.10 |
| November 5, 2010 | 1.85% | −0.15 |
| October 15, 2010 | 2.00% | −0.15 |
| September 14, 2010 | 2.15% | −0.15 |
| August 3, 2010 | 2.30% | −0.10 |
| April 30, 2010 | 2.40% | first tracked |
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ShareOther Sallie Mae rates
- 6 Month CD3.20%
- 9 Month CD3.20%
- 11 Month CD4.10%
- 1 Year CD4.60%
- 13 Month CD4.50%
- 15 Month CD4.65%
- 18 Month CD4.65%
- 2 Year CD4.70%
- 30 Month CD4.70%
- 5 Year CD5.00%
- Savings4.00%
- Money Market Account3.60%
Other 3 Year CD rates
- State Bank of India5.04%
- Merrick Bank4.90%
- Quorum Federal Credit Union4.90%
- BTG Pactual US4.85%
- Popular Direct4.85%
- CFG Bank4.82%
Common questions
What is the Sallie Mae 3 Year CD rate today?
The Sallie Mae 3 Year CD pays 4.75% APY as of November 9, 2026, checked 18 hours ago.
How does the Sallie Mae 3 Year CD compare with other 3 Year CDs?
It pays 4.75% APY. The median across the 121 3 Year CD rates RateBrain tracks is 3.45%, so it is 1.30 percentage points above the median.
What has the Sallie Mae 3 Year CD paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 4.75% (Nov 2026) and as little as 1.00% (Oct 2011).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.