Sallie Mae CD Rate - 1 Year
Sallie Mae's 1 Year CD pays 4.60% APY as of November 13, 2026, checked 1 day ago. Since RateBrain began tracking it in 2010, this 1 Year CD has paid as much as 5.50% (Aug 2023) and as little as 0.45% (Feb 2021). It is currently above the median 1 Year CD rate we track (4.05% across 145 banks).
4.60% APY
up from 4.50% on Nov 6
- Last checked
- Nov 13 · 1 day ago
- Minimum deposit
- None
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See the full Sallie Mae 1 Year CD rate history »
Sallie Mae CD Rate - 1 Year CD - Rate History
Now 4.60% APY
- All-time high 5.50% (Aug 2023)
- Low 0.45% (Feb 2021)
- 1-year change +0.60
- 100 changes
- Tracked since Apr 2010
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| November 6, 2026 | 4.60% | +0.10 |
| October 20, 2026 | 4.50% | +0.10 |
| October 10, 2026 | 4.40% | +0.10 |
| October 1, 2026 | 4.30% | +0.10 |
| September 3, 2026 | 4.20% | +0.05 |
| August 25, 2026 | 4.15% | +0.05 |
| July 7, 2026 | 4.10% | +0.20 |
| June 22, 2026 | 3.90% | +0.10 |
| February 18, 2026 | 3.80% | −0.20 |
| September 26, 2025 | 4.00% | −0.10 |
| July 31, 2025 | 4.10% | −0.10 |
| May 30, 2025 | 4.20% | −0.20 |
| April 26, 2025 | 4.40% | +0.15 |
| March 31, 2025 | 4.25% | +0.10 |
| March 2, 2025 | 4.15% | +0.15 |
| February 3, 2025 | 4.00% | −0.10 |
| October 4, 2024 | 4.10% | −0.30 |
| September 28, 2024 | 4.40% | −0.30 |
| September 17, 2024 | 4.70% | −0.10 |
| August 30, 2024 | 4.80% | −0.15 |
Show all 100 changes
| Date | APY | Change |
|---|---|---|
| August 18, 2024 | 4.95% | −0.15 |
| August 11, 2024 | 5.10% | −0.05 |
| June 6, 2024 | 5.15% | +0.10 |
| May 24, 2024 | 5.05% | +0.25 |
| May 22, 2024 | 4.80% | −0.15 |
| April 5, 2024 | 4.95% | −0.15 |
| March 5, 2024 | 5.10% | −0.15 |
| January 21, 2024 | 5.25% | −0.10 |
| December 21, 2023 | 5.35% | −0.15 |
| December 11, 2023 | 5.50% | +0.25 |
| October 30, 2023 | 5.25% | +0.15 |
| September 3, 2023 | 5.10% | −0.40 |
| August 1, 2023 | 5.50% | +0.40 |
| July 22, 2023 | 5.10% | +0.20 |
| May 10, 2023 | 4.90% | +0.10 |
| March 30, 2023 | 4.80% | +0.45 |
| February 9, 2023 | 4.35% | +0.10 |
| November 11, 2022 | 4.25% | +0.50 |
| October 26, 2022 | 3.75% | +0.50 |
| October 12, 2022 | 3.25% | +0.20 |
| September 25, 2022 | 3.05% | +0.30 |
| September 9, 2022 | 2.75% | +0.10 |
| August 17, 2022 | 2.65% | +0.65 |
| June 29, 2022 | 2.00% | +0.40 |
| June 7, 2022 | 1.60% | +0.30 |
| May 16, 2022 | 1.30% | +0.30 |
| April 28, 2022 | 1.00% | +0.25 |
| April 21, 2022 | 0.75% | +0.05 |
| February 26, 2022 | 0.70% | +0.10 |
| October 19, 2021 | 0.60% | +0.15 |
| February 9, 2021 | 0.45% | −0.05 |
| October 7, 2020 | 0.50% | −0.10 |
| September 3, 2020 | 0.60% | −0.20 |
| August 26, 2020 | 0.80% | −0.15 |
| August 15, 2020 | 0.95% | −0.10 |
| July 20, 2020 | 1.05% | +0.10 |
| July 1, 2020 | 0.95% | −0.10 |
| May 29, 2020 | 1.05% | −0.10 |
| May 4, 2020 | 1.15% | −0.10 |
| April 22, 2020 | 1.25% | −0.10 |
| April 4, 2020 | 1.35% | −0.15 |
| March 22, 2020 | 1.50% | −0.20 |
| March 18, 2020 | 1.70% | −0.20 |
| March 5, 2020 | 1.90% | −0.20 |
| November 18, 2019 | 2.10% | −0.25 |
| September 27, 2019 | 2.35% | −0.10 |
| August 20, 2019 | 2.45% | −0.10 |
| July 22, 2019 | 2.55% | −0.10 |
| July 8, 2019 | 2.65% | −0.10 |
| June 14, 2019 | 2.75% | +0.05 |
| April 18, 2019 | 2.70% | −0.05 |
| February 11, 2019 | 2.75% | −0.10 |
| January 21, 2019 | 2.85% | +0.15 |
| November 26, 2018 | 2.70% | +0.05 |
| October 4, 2018 | 2.65% | +0.15 |
| August 15, 2018 | 2.50% | +0.10 |
| July 31, 2018 | 2.40% | +0.10 |
| June 13, 2018 | 2.30% | +0.15 |
| May 9, 2018 | 2.15% | +0.05 |
| April 18, 2018 | 2.10% | +0.10 |
| January 30, 2018 | 2.00% | +0.20 |
| January 10, 2018 | 1.80% | +0.08 |
| December 28, 2017 | 1.72% | +0.02 |
| December 3, 2017 | 1.70% | +0.20 |
| July 26, 2017 | 1.50% | +0.10 |
| April 26, 2017 | 1.40% | +0.05 |
| April 14, 2017 | 1.35% | +0.10 |
| July 15, 2015 | 1.25% | +0.10 |
| November 12, 2014 | 1.15% | +0.25 |
| March 19, 2013 | 0.90% | −0.15 |
| November 14, 2012 | 1.05% | +0.15 |
| February 6, 2012 | 0.90% | −0.10 |
| December 29, 2011 | 1.00% | −0.10 |
| October 12, 2011 | 1.10% | −0.10 |
| May 30, 2011 | 1.20% | +0.20 |
| February 1, 2011 | 1.00% | −0.30 |
| November 8, 2010 | 1.30% | −0.10 |
| September 29, 2010 | 1.40% | −0.05 |
| September 15, 2010 | 1.45% | −0.10 |
| April 30, 2010 | 1.55% | first tracked |
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ShareOther Sallie Mae rates
- 6 Month CD3.20%
- 9 Month CD3.20%
- 11 Month CD4.10%
- 13 Month CD4.50%
- 15 Month CD4.65%
- 18 Month CD4.65%
- 2 Year CD4.70%
- 30 Month CD4.70%
- 3 Year CD4.75%
- 5 Year CD5.00%
- Savings4.00%
- Money Market Account3.60%
Other 1 Year CD rates
- State Bank of India4.89%
- EagleBank4.80%
- USALLIANCE Financial4.75%
- BTG Pactual US4.65%
- CFG Bank4.65%
- Merrick Bank4.65%
Common questions
What is the Sallie Mae 1 Year CD rate today?
The Sallie Mae 1 Year CD pays 4.60% APY as of November 13, 2026, checked 1 day ago.
How does the Sallie Mae 1 Year CD compare with other 1 Year CDs?
It pays 4.60% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.05%, so it is 0.55 percentage points above the median.
What has the Sallie Mae 1 Year CD paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 5.50% (Aug 2023) and as little as 0.45% (Feb 2021).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.