Sallie Mae 1 Year CD Rate History (2010–2026)
RateBrain has recorded 96 rate changes for Sallie Mae's 1 Year CD since April 30, 2010. Its highest rate was 5.50% (Aug 2023) and its lowest 0.45% (Feb 2021). It pays 4.20% APY today, last changed on September 3, 2026. That is up 0.10 percentage points from a year ago.
Current Sallie Mae 1 Year CD rate »Sallie Mae rate history »1 Year CD rate history »
Rate history chart
Now 4.20% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.20% | 3.80% | 4.20% | 5 |
| 2025 | 4.40% | 4.00% | 4.00% | 7 |
| 2024 | 5.35% | 4.10% | 4.10% | 12 |
| 2023 | 5.50% | 4.25% | 5.35% | 9 |
| 2022 | 4.25% | 0.60% | 4.25% | 12 |
| 2021 | 0.60% | 0.45% | 0.60% | 2 |
| 2020 | 2.10% | 0.50% | 0.50% | 13 |
| 2019 | 2.85% | 2.10% | 2.10% | 9 |
| 2018 | 2.70% | 1.72% | 2.70% | 9 |
| 2017 | 1.72% | 1.25% | 1.72% | 5 |
| 2016 | 1.25% | 1.25% | 1.25% | 0 |
| 2015 | 1.25% | 1.15% | 1.25% | 1 |
| 2014 | 1.15% | 0.90% | 1.15% | 1 |
| 2013 | 1.05% | 0.90% | 0.90% | 1 |
| 2012 | 1.05% | 0.90% | 1.05% | 2 |
| 2011 | 1.30% | 1.00% | 1.00% | 4 |
| 2010 | 1.55% | 1.30% | 1.30% | 4 |
All 96 rate changes
| Date | APY | Change |
|---|---|---|
| September 3, 2026 | 4.20% | +0.05 |
| August 25, 2026 | 4.15% | +0.05 |
| July 7, 2026 | 4.10% | +0.20 |
| June 22, 2026 | 3.90% | +0.10 |
| February 18, 2026 | 3.80% | −0.20 |
| September 26, 2025 | 4.00% | −0.10 |
| July 31, 2025 | 4.10% | −0.10 |
| May 30, 2025 | 4.20% | −0.20 |
| April 26, 2025 | 4.40% | +0.15 |
| March 31, 2025 | 4.25% | +0.10 |
| March 2, 2025 | 4.15% | +0.15 |
| February 3, 2025 | 4.00% | −0.10 |
| October 4, 2024 | 4.10% | −0.30 |
| September 28, 2024 | 4.40% | −0.30 |
| September 17, 2024 | 4.70% | −0.10 |
| August 30, 2024 | 4.80% | −0.15 |
| August 18, 2024 | 4.95% | −0.15 |
| August 11, 2024 | 5.10% | −0.05 |
| June 6, 2024 | 5.15% | +0.10 |
| May 24, 2024 | 5.05% | +0.25 |
| May 22, 2024 | 4.80% | −0.15 |
| April 5, 2024 | 4.95% | −0.15 |
| March 5, 2024 | 5.10% | −0.15 |
| January 21, 2024 | 5.25% | −0.10 |
| December 21, 2023 | 5.35% | −0.15 |
| December 11, 2023 | 5.50% | +0.25 |
| October 30, 2023 | 5.25% | +0.15 |
| September 3, 2023 | 5.10% | −0.40 |
| August 1, 2023 | 5.50% | +0.40 |
| July 22, 2023 | 5.10% | +0.20 |
| May 10, 2023 | 4.90% | +0.10 |
| March 30, 2023 | 4.80% | +0.45 |
| February 9, 2023 | 4.35% | +0.10 |
| November 11, 2022 | 4.25% | +0.50 |
| October 26, 2022 | 3.75% | +0.50 |
| October 12, 2022 | 3.25% | +0.20 |
| September 25, 2022 | 3.05% | +0.30 |
| September 9, 2022 | 2.75% | +0.10 |
| August 17, 2022 | 2.65% | +0.65 |
| June 29, 2022 | 2.00% | +0.40 |
| June 7, 2022 | 1.60% | +0.30 |
| May 16, 2022 | 1.30% | +0.30 |
| April 28, 2022 | 1.00% | +0.25 |
| April 21, 2022 | 0.75% | +0.05 |
| February 26, 2022 | 0.70% | +0.10 |
| October 19, 2021 | 0.60% | +0.15 |
| February 9, 2021 | 0.45% | −0.05 |
| October 7, 2020 | 0.50% | −0.10 |
| September 3, 2020 | 0.60% | −0.20 |
| August 26, 2020 | 0.80% | −0.15 |
| August 15, 2020 | 0.95% | −0.10 |
| July 20, 2020 | 1.05% | +0.10 |
| July 1, 2020 | 0.95% | −0.10 |
| May 29, 2020 | 1.05% | −0.10 |
| May 4, 2020 | 1.15% | −0.10 |
| April 22, 2020 | 1.25% | −0.10 |
| April 4, 2020 | 1.35% | −0.15 |
| March 22, 2020 | 1.50% | −0.20 |
| March 18, 2020 | 1.70% | −0.20 |
| March 5, 2020 | 1.90% | −0.20 |
| November 18, 2019 | 2.10% | −0.25 |
| September 27, 2019 | 2.35% | −0.10 |
| August 20, 2019 | 2.45% | −0.10 |
| July 22, 2019 | 2.55% | −0.10 |
| July 8, 2019 | 2.65% | −0.10 |
| June 14, 2019 | 2.75% | +0.05 |
| April 18, 2019 | 2.70% | −0.05 |
| February 11, 2019 | 2.75% | −0.10 |
| January 21, 2019 | 2.85% | +0.15 |
| November 26, 2018 | 2.70% | +0.05 |
| October 4, 2018 | 2.65% | +0.15 |
| August 15, 2018 | 2.50% | +0.10 |
| July 31, 2018 | 2.40% | +0.10 |
| June 13, 2018 | 2.30% | +0.15 |
| May 9, 2018 | 2.15% | +0.05 |
| April 18, 2018 | 2.10% | +0.10 |
| January 30, 2018 | 2.00% | +0.20 |
| January 10, 2018 | 1.80% | +0.08 |
| December 28, 2017 | 1.72% | +0.02 |
| December 3, 2017 | 1.70% | +0.20 |
| July 26, 2017 | 1.50% | +0.10 |
| April 26, 2017 | 1.40% | +0.05 |
| April 14, 2017 | 1.35% | +0.10 |
| July 15, 2015 | 1.25% | +0.10 |
| November 12, 2014 | 1.15% | +0.25 |
| March 19, 2013 | 0.90% | −0.15 |
| November 14, 2012 | 1.05% | +0.15 |
| February 6, 2012 | 0.90% | −0.10 |
| December 29, 2011 | 1.00% | −0.10 |
| October 12, 2011 | 1.10% | −0.10 |
| May 30, 2011 | 1.20% | +0.20 |
| February 1, 2011 | 1.00% | −0.30 |
| November 8, 2010 | 1.30% | −0.10 |
| September 29, 2010 | 1.40% | −0.05 |
| September 15, 2010 | 1.45% | −0.10 |
| April 30, 2010 | 1.55% | first tracked |
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