Sallie Mae 3 Year CD Rate History (2010–2026)
RateBrain has recorded 39 rate changes for Sallie Mae's 3 Year CD since April 30, 2010. Its highest rate was 4.60% (Oct 2026) and its lowest 1.00% (Oct 2011). It pays 4.60% APY today, last changed on October 20, 2026. That is up 0.60 percentage points from a year ago.
Current Sallie Mae 3 Year CD rate »Sallie Mae rate history »3 Year CD rate history »
Rate history chart
Now 4.60% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.60% | 4.00% | 4.60% | 3 |
| 2025 | 4.00% | 4.00% | 4.00% | 0 |
| 2024 | 4.00% | 4.00% | 4.00% | 0 |
| 2023 | 4.40% | 4.00% | 4.00% | 1 |
| 2022 | 4.40% | 1.45% | 4.40% | 1 |
| 2021 | 1.45% | 1.45% | 1.45% | 0 |
| 2020 | 2.15% | 1.45% | 1.45% | 3 |
| 2019 | 2.95% | 2.15% | 2.15% | 11 |
| 2018 | 2.95% | 1.95% | 2.95% | 5 |
| 2017 | 1.95% | 1.60% | 1.95% | 2 |
| 2016 | 1.60% | 1.60% | 1.60% | 0 |
| 2015 | 1.60% | 1.45% | 1.60% | 1 |
| 2014 | 1.45% | 1.20% | 1.45% | 1 |
| 2013 | 1.30% | 1.20% | 1.20% | 1 |
| 2012 | 1.30% | 1.30% | 1.30% | 0 |
| 2011 | 1.75% | 1.00% | 1.30% | 4 |
| 2010 | 2.40% | 1.75% | 1.75% | 6 |
All 39 rate changes
| Date | APY | Change |
|---|---|---|
| October 20, 2026 | 4.60% | +0.15 |
| October 1, 2026 | 4.45% | +0.05 |
| September 20, 2026 | 4.40% | +0.40 |
| May 8, 2023 | 4.00% | −0.40 |
| December 25, 2022 | 4.40% | +2.95 |
| March 21, 2020 | 1.45% | −0.25 |
| March 18, 2020 | 1.70% | −0.30 |
| March 6, 2020 | 2.00% | −0.15 |
| November 18, 2019 | 2.15% | −0.20 |
| September 27, 2019 | 2.35% | −0.15 |
| July 18, 2019 | 2.50% | −0.25 |
| July 2, 2019 | 2.75% | +0.04 |
| June 30, 2019 | 2.71% | −0.04 |
| June 12, 2019 | 2.75% | −0.10 |
| May 23, 2019 | 2.85% | +0.04 |
| May 17, 2019 | 2.81% | −0.04 |
| April 18, 2019 | 2.85% | −0.10 |
| March 15, 2019 | 2.95% | +0.04 |
| March 11, 2019 | 2.91% | −0.04 |
| October 3, 2018 | 2.95% | +0.10 |
| July 31, 2018 | 2.85% | +0.30 |
| June 13, 2018 | 2.55% | +0.25 |
| April 24, 2018 | 2.30% | +0.10 |
| February 1, 2018 | 2.20% | +0.25 |
| December 28, 2017 | 1.95% | +0.05 |
| July 6, 2017 | 1.90% | +0.30 |
| July 9, 2015 | 1.60% | +0.15 |
| May 14, 2014 | 1.45% | +0.25 |
| March 19, 2013 | 1.20% | −0.10 |
| October 17, 2011 | 1.30% | +0.30 |
| October 3, 2011 | 1.00% | −0.30 |
| July 5, 2011 | 1.30% | −0.25 |
| March 9, 2011 | 1.55% | −0.20 |
| December 15, 2010 | 1.75% | −0.10 |
| November 5, 2010 | 1.85% | −0.15 |
| October 15, 2010 | 2.00% | −0.15 |
| September 14, 2010 | 2.15% | −0.15 |
| August 3, 2010 | 2.30% | −0.10 |
| April 30, 2010 | 2.40% | first tracked |
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