Emigrant Direct Savings (HYSA) Rate
Emigrant Direct's savings account pays 3.00% APY as of November 3, 2026, checked 3 days ago. Since RateBrain began tracking it in 2011, this savings account has paid as much as 4.00% (Jul 2023) and as little as 0.35% (Mar 2021). It is currently below the median savings rate we track (3.55% across 167 banks).
3.00% APY
down from 4.00% on Aug 14
- Last checked
- Nov 3 · 3 days ago
- Minimum deposit
- $1,000
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See the full Emigrant Direct Savings (HYSA) rate history »
Emigrant Direct Savings (HYSA) Rate - Rate History
Now 3.00% APY
- All-time high 4.00% (Jul 2023)
- Low 0.35% (Mar 2021)
- 1-year change −1.00
- 18 changes
- Tracked since Jan 2011
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| August 14, 2026 | 3.00% | −1.00 |
| July 12, 2023 | 4.00% | +0.50 |
| February 9, 2023 | 3.50% | +1.00 |
| November 3, 2022 | 2.50% | +0.50 |
| September 12, 2022 | 2.00% | +0.60 |
| August 11, 2022 | 1.40% | +0.40 |
| June 27, 2022 | 1.00% | +0.25 |
| May 16, 2022 | 0.75% | +0.40 |
| March 13, 2021 | 0.35% | −0.05 |
| January 28, 2021 | 0.40% | −0.05 |
| November 11, 2020 | 0.45% | −0.05 |
| December 11, 2012 | 0.50% | −0.10 |
| October 12, 2011 | 0.60% | −0.10 |
| September 12, 2011 | 0.70% | −0.05 |
| August 17, 2011 | 0.75% | −0.05 |
| April 27, 2011 | 0.80% | −0.10 |
| January 27, 2011 | 0.90% | −0.10 |
| January 23, 2011 | 1.00% | first tracked |
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Common questions
What is the Emigrant Direct savings account rate today?
The Emigrant Direct savings account pays 3.00% APY as of November 3, 2026, checked 3 days ago.
How does the Emigrant Direct savings account compare with other savings accounts?
It pays 3.00% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.55 percentage points below the median.
What has the Emigrant Direct savings account paid over time?
Since RateBrain began tracking it in 2011, it has paid as much as 4.00% (Jul 2023) and as little as 0.35% (Mar 2021).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.