Emigrant Direct Savings Rate
Emigrant Direct's savings account pays 3.00% APY as of August 14, 2026, checked 1 month ago. The rate was lowered from 4.00% on August 14, 2026. Since RateBrain began tracking it in 2011, this savings account has paid as much as 4.00% (Jul 2023) and as little as 0.35% (Mar 2021). It is currently below the median savings rate we track (3.35% across 61 banks).
3.00% APY
down from 4.00% on Aug 14
- Last checked
- Aug 14 · 1 month ago
- Minimum deposit
- $1,000
Rate history
Now 3.00% APY
- All-time high 4.00% (Jul 2023)
- Low 0.35% (Mar 2021)
- 1-year change −1.00
- 18 changes
- Tracked since Jan 2011
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| August 14, 2026 | 3.00% | −1.00 |
| July 12, 2023 | 4.00% | +0.50 |
| February 9, 2023 | 3.50% | +1.00 |
| November 3, 2022 | 2.50% | +0.50 |
| September 12, 2022 | 2.00% | +0.60 |
| August 11, 2022 | 1.40% | +0.40 |
| June 27, 2022 | 1.00% | +0.25 |
| May 16, 2022 | 0.75% | +0.40 |
| March 13, 2021 | 0.35% | −0.05 |
| January 28, 2021 | 0.40% | −0.05 |
| November 11, 2020 | 0.45% | −0.05 |
| December 11, 2012 | 0.50% | −0.10 |
| October 12, 2011 | 0.60% | −0.10 |
| September 12, 2011 | 0.70% | −0.05 |
| August 17, 2011 | 0.75% | −0.05 |
| April 27, 2011 | 0.80% | −0.10 |
| January 27, 2011 | 0.90% | −0.10 |
| January 23, 2011 | 1.00% | first tracked |
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Copy linkOther savings rates
- MySavingsDirect4.35%
- Betterment4.25%
- Newtek Bank4.20%
- Wealthfront4.20%
- Goldwater Bank4.15%
- Total Direct Bank4.01%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.