US Bank Savings (HYSA) Rate
US Bank's savings account pays 3.50% APY as of November 3, 2026, checked 2 days ago. Since RateBrain began tracking it in 2023, this savings account has paid as much as 4.50% (Jul 2023) and as little as 3.50% (Aug 2026). It is currently below the median savings rate we track (3.55% across 167 banks).
3.50% APY
down from 4.25% on Aug 14
- Last checked
- Nov 3 · 2 days ago
- Minimum deposit
- None
Alert me when this rate changesShare this rate
See the full US Bank Savings (HYSA) rate history »
US Bank Savings (HYSA) Rate - Rate History
Now 3.50% APY
- All-time high 4.50% (Jul 2023)
- Low 3.50% (Aug 2026)
- 1-year change −0.75
- 4 changes
- Tracked since May 2023
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| August 14, 2026 | 3.50% | −0.75 |
| July 13, 2024 | 4.25% | −0.25 |
| July 7, 2023 | 4.50% | +0.50 |
| May 16, 2023 | 4.00% | first tracked |
Set Up Rate Alert
Share this rate
https://ratebrain.com/us-bank-savings-account
ShareOther US Bank rates
- 1 Month CD0.05%
- 2 Month CD0.05%
- 3 Month CD0.05%
- 6 Month CD3.25%
- 9 Month CD3.50%
- 1 Year CD3.40%
- 18 Month CD0.05%
- 2 Year CD0.05%
- 30 Month CD0.10%
- 3 Year CD0.10%
- 4 Year CD0.15%
- 5 Year CD0.40%
- Money Market Account0.01%
Other savings rates
Common questions
What is the US Bank savings account rate today?
The US Bank savings account pays 3.50% APY as of November 3, 2026, checked 2 days ago.
How does the US Bank savings account compare with other savings accounts?
It pays 3.50% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.05 percentage points below the median.
What has the US Bank savings account paid over time?
Since RateBrain began tracking it in 2023, it has paid as much as 4.50% (Jul 2023) and as little as 3.50% (Aug 2026).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.