US Bank Savings Rate History (2023–2026)
RateBrain has recorded 4 rate changes for US Bank's savings account since May 16, 2023. Its highest rate was 4.50% (Jul 2023) and its lowest 3.50% (Aug 2026). It pays 3.50% APY today, last changed on August 14, 2026. That is down 0.75 percentage points from a year ago.
Current US Bank savings account rate »US Bank rate history »Savings rate history »
Rate history chart
Now 3.50% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.25% | 3.50% | 3.50% | 1 |
| 2025 | 4.25% | 4.25% | 4.25% | 0 |
| 2024 | 4.50% | 4.25% | 4.25% | 1 |
| 2023 | 4.50% | 4.00% | 4.50% | 2 |
All 4 rate changes
| Date | APY | Change |
|---|---|---|
| August 14, 2026 | 3.50% | −0.75 |
| July 13, 2024 | 4.25% | −0.25 |
| July 7, 2023 | 4.50% | +0.50 |
| May 16, 2023 | 4.00% | first tracked |
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