HSBC Bank Savings (HYSA) Rate
HSBC Bank's savings account pays 3.20% APY as of November 3, 2026, checked 3 days ago. Since RateBrain began tracking it in 2009, this savings account has paid as much as 3.20% (Nov 2026) and as little as 0.01% (Nov 2015). It is currently below the median savings rate we track (3.55% across 167 banks).
3.20% APY
up from 3.10% on Nov 3
- Last checked
- Nov 3 · 3 days ago
- Minimum deposit
- None
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See the full HSBC Bank Savings (HYSA) rate history »
HSBC Bank Savings (HYSA) Rate - Rate History
Now 3.20% APY
- All-time high 3.20% (Nov 2026)
- Low 0.01% (Nov 2015)
- 1-year change +3.15
- 18 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| November 3, 2026 | 3.20% | +0.10 |
| September 30, 2026 | 3.10% | +3.05 |
| June 2, 2022 | 0.05% | −0.10 |
| April 20, 2020 | 0.15% | +0.14 |
| November 16, 2015 | 0.01% | −0.04 |
| January 23, 2014 | 0.05% | −0.15 |
| August 26, 2013 | 0.20% | −0.20 |
| November 12, 2012 | 0.40% | −0.10 |
| July 12, 2012 | 0.50% | −0.30 |
| May 11, 2011 | 0.80% | −0.10 |
| January 11, 2011 | 0.90% | −0.10 |
| November 30, 2010 | 1.00% | −0.10 |
| February 26, 2010 | 1.10% | −0.10 |
| February 9, 2010 | 1.20% | −0.15 |
| September 25, 2009 | 1.35% | −0.10 |
| August 12, 2009 | 1.45% | −0.10 |
| May 16, 2009 | 1.55% | −0.10 |
| May 11, 2009 | 1.65% | first tracked |
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ShareOther HSBC Bank rates
- 6 Month CD4.00%
- 1 Year CD4.20%
- 2 Year CD4.25%
Other savings rates
Common questions
What is the HSBC Bank savings account rate today?
The HSBC Bank savings account pays 3.20% APY as of November 3, 2026, checked 3 days ago.
How does the HSBC Bank savings account compare with other savings accounts?
It pays 3.20% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.35 percentage points below the median.
What has the HSBC Bank savings account paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 3.20% (Nov 2026) and as little as 0.01% (Nov 2015).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.