HSBC Bank CD Rate - 1 Year
HSBC Bank's 1 Year CD pays 4.30% APY as of October 28, 2026, checked 3 days ago. Since RateBrain began tracking it in 2009, this 1 Year CD has paid as much as 5.00% (Dec 2023) and as little as 0.01% (Aug 2015). It is currently above the median 1 Year CD rate we track (4.00% across 145 banks).
4.30% APY
up from 3.95% on Sep 30
- Last checked
- Oct 28 · 3 days ago
- Minimum deposit
- None
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See the full HSBC Bank 1 Year CD rate history »
HSBC Bank CD Rate - 1 Year CD - Rate History
Now 4.30% APY
- All-time high 5.00% (Dec 2023)
- Low 0.01% (Aug 2015)
- 1-year change −0.50
- 52 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 30, 2026 | 4.30% | +0.35 |
| September 20, 2026 | 3.95% | −0.85 |
| July 17, 2024 | 4.80% | −0.20 |
| December 21, 2023 | 5.00% | +0.15 |
| August 21, 2023 | 4.85% | +0.10 |
| July 10, 2023 | 4.75% | +0.25 |
| March 28, 2023 | 4.50% | +0.25 |
| November 17, 2022 | 4.25% | +0.50 |
| November 3, 2022 | 3.75% | +0.50 |
| October 26, 2022 | 3.25% | +0.25 |
| September 29, 2022 | 3.00% | +0.25 |
| September 25, 2022 | 2.75% | +0.15 |
| August 25, 2022 | 2.60% | +0.30 |
| August 17, 2022 | 2.30% | +0.30 |
| August 7, 2022 | 2.00% | +0.10 |
| July 11, 2022 | 1.90% | +0.40 |
| June 27, 2022 | 1.50% | +0.25 |
| May 26, 2022 | 1.25% | +0.75 |
| March 29, 2022 | 0.50% | +0.20 |
| March 20, 2021 | 0.30% | −0.10 |
Show all 52 changes
| Date | APY | Change |
|---|---|---|
| November 6, 2020 | 0.40% | −0.10 |
| October 5, 2020 | 0.50% | −0.10 |
| August 25, 2020 | 0.60% | −0.10 |
| June 9, 2020 | 0.70% | −0.10 |
| March 20, 2020 | 0.80% | −0.15 |
| January 14, 2020 | 0.95% | +0.05 |
| January 9, 2020 | 0.90% | −0.05 |
| September 30, 2019 | 0.95% | +0.05 |
| September 12, 2019 | 0.90% | −0.05 |
| June 3, 2019 | 0.95% | +0.05 |
| May 29, 2019 | 0.90% | −0.05 |
| November 19, 2018 | 0.95% | +0.05 |
| October 30, 2018 | 0.90% | −0.05 |
| May 18, 2018 | 0.95% | +0.05 |
| May 9, 2018 | 0.90% | −0.05 |
| October 4, 2017 | 0.95% | +0.05 |
| September 1, 2017 | 0.90% | −0.05 |
| April 27, 2016 | 0.95% | +0.94 |
| August 5, 2015 | 0.01% | −0.19 |
| December 30, 2010 | 0.20% | −0.15 |
| November 30, 2010 | 0.35% | −0.35 |
| September 1, 2010 | 0.70% | −0.20 |
| August 10, 2010 | 0.90% | −0.11 |
| June 26, 2010 | 1.01% | +0.61 |
| March 31, 2010 | 0.40% | −0.45 |
| March 17, 2010 | 0.85% | −0.16 |
| February 25, 2010 | 1.01% | −0.24 |
| November 21, 2009 | 1.25% | −0.25 |
| October 29, 2009 | 1.50% | −0.35 |
| September 16, 2009 | 1.85% | −0.15 |
| May 20, 2009 | 2.00% | −0.30 |
| May 11, 2009 | 2.30% | first tracked |
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ShareOther HSBC Bank rates
- 6 Month CD4.00%
- 2 Year CD4.40%
- Savings3.10%
Other 1 Year CD rates
- USALLIANCE Financial5.00%
- State Bank of India4.89%
- BTG Pactual US4.65%
- CFG Bank4.65%
- Merrick Bank4.65%
- Popular Direct4.60%
Common questions
What is the HSBC Bank 1 Year CD rate today?
The HSBC Bank 1 Year CD pays 4.30% APY as of October 28, 2026, checked 3 days ago.
How does the HSBC Bank 1 Year CD compare with other 1 Year CDs?
It pays 4.30% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.00%, so it is 0.30 percentage points above the median.
What has the HSBC Bank 1 Year CD paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 5.00% (Dec 2023) and as little as 0.01% (Aug 2015).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.