HSBC Bank 1 Year CD Rate History (2009–2026)
RateBrain has recorded 51 rate changes for HSBC Bank's 1 Year CD since May 11, 2009. Its highest rate was 5.00% (Dec 2023) and its lowest 0.01% (Aug 2015). It pays 3.95% APY today, last changed on September 20, 2026. That is down 0.85 percentage points from a year ago.
Current HSBC Bank 1 Year CD rate »HSBC Bank rate history »1 Year CD rate history »
Rate history chart
Now 3.95% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.80% | 3.95% | 3.95% | 1 |
| 2025 | 4.80% | 4.80% | 4.80% | 0 |
| 2024 | 5.00% | 4.80% | 4.80% | 1 |
| 2023 | 5.00% | 4.25% | 5.00% | 4 |
| 2022 | 4.25% | 0.30% | 4.25% | 12 |
| 2021 | 0.40% | 0.30% | 0.30% | 1 |
| 2020 | 0.95% | 0.40% | 0.40% | 7 |
| 2019 | 0.95% | 0.90% | 0.95% | 4 |
| 2018 | 0.95% | 0.90% | 0.95% | 4 |
| 2017 | 0.95% | 0.90% | 0.95% | 2 |
| 2016 | 0.95% | 0.01% | 0.95% | 1 |
| 2015 | 0.20% | 0.01% | 0.01% | 1 |
| 2014 | 0.20% | 0.20% | 0.20% | 0 |
| 2013 | 0.20% | 0.20% | 0.20% | 0 |
| 2012 | 0.20% | 0.20% | 0.20% | 0 |
| 2011 | 0.20% | 0.20% | 0.20% | 0 |
| 2010 | 1.25% | 0.20% | 0.20% | 8 |
| 2009 | 2.30% | 1.25% | 1.25% | 5 |
All 51 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.95% | −0.85 |
| July 17, 2024 | 4.80% | −0.20 |
| December 21, 2023 | 5.00% | +0.15 |
| August 21, 2023 | 4.85% | +0.10 |
| July 10, 2023 | 4.75% | +0.25 |
| March 28, 2023 | 4.50% | +0.25 |
| November 17, 2022 | 4.25% | +0.50 |
| November 3, 2022 | 3.75% | +0.50 |
| October 26, 2022 | 3.25% | +0.25 |
| September 29, 2022 | 3.00% | +0.25 |
| September 25, 2022 | 2.75% | +0.15 |
| August 25, 2022 | 2.60% | +0.30 |
| August 17, 2022 | 2.30% | +0.30 |
| August 7, 2022 | 2.00% | +0.10 |
| July 11, 2022 | 1.90% | +0.40 |
| June 27, 2022 | 1.50% | +0.25 |
| May 26, 2022 | 1.25% | +0.75 |
| March 29, 2022 | 0.50% | +0.20 |
| March 20, 2021 | 0.30% | −0.10 |
| November 6, 2020 | 0.40% | −0.10 |
| October 5, 2020 | 0.50% | −0.10 |
| August 25, 2020 | 0.60% | −0.10 |
| June 9, 2020 | 0.70% | −0.10 |
| March 20, 2020 | 0.80% | −0.15 |
| January 14, 2020 | 0.95% | +0.05 |
| January 9, 2020 | 0.90% | −0.05 |
| September 30, 2019 | 0.95% | +0.05 |
| September 12, 2019 | 0.90% | −0.05 |
| June 3, 2019 | 0.95% | +0.05 |
| May 29, 2019 | 0.90% | −0.05 |
| November 19, 2018 | 0.95% | +0.05 |
| October 30, 2018 | 0.90% | −0.05 |
| May 18, 2018 | 0.95% | +0.05 |
| May 9, 2018 | 0.90% | −0.05 |
| October 4, 2017 | 0.95% | +0.05 |
| September 1, 2017 | 0.90% | −0.05 |
| April 27, 2016 | 0.95% | +0.94 |
| August 5, 2015 | 0.01% | −0.19 |
| December 30, 2010 | 0.20% | −0.15 |
| November 30, 2010 | 0.35% | −0.35 |
| September 1, 2010 | 0.70% | −0.20 |
| August 10, 2010 | 0.90% | −0.11 |
| June 26, 2010 | 1.01% | +0.61 |
| March 31, 2010 | 0.40% | −0.45 |
| March 17, 2010 | 0.85% | −0.16 |
| February 25, 2010 | 1.01% | −0.24 |
| November 21, 2009 | 1.25% | −0.25 |
| October 29, 2009 | 1.50% | −0.35 |
| September 16, 2009 | 1.85% | −0.15 |
| May 20, 2009 | 2.00% | −0.30 |
| May 11, 2009 | 2.30% | first tracked |
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