HSBC Bank Savings (HYSA) Rate History (2009–2026)
RateBrain has recorded 18 rate changes for HSBC Bank's savings account since May 11, 2009. Its highest rate was 3.20% (Nov 2026) and its lowest 0.01% (Nov 2015). It pays 3.20% APY today, last changed on November 3, 2026. That is up 3.15 percentage points from a year ago.
Current HSBC Bank savings account rate »HSBC Bank rate history »Savings rate history »
Rate history chart
Now 3.20% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.20% | 0.05% | 3.20% | 2 |
| 2025 | 0.05% | 0.05% | 0.05% | 0 |
| 2024 | 0.05% | 0.05% | 0.05% | 0 |
| 2023 | 0.05% | 0.05% | 0.05% | 0 |
| 2022 | 0.15% | 0.05% | 0.05% | 1 |
| 2021 | 0.15% | 0.15% | 0.15% | 0 |
| 2020 | 0.15% | 0.01% | 0.15% | 1 |
| 2019 | 0.01% | 0.01% | 0.01% | 0 |
| 2018 | 0.01% | 0.01% | 0.01% | 0 |
| 2017 | 0.01% | 0.01% | 0.01% | 0 |
| 2016 | 0.01% | 0.01% | 0.01% | 0 |
| 2015 | 0.05% | 0.01% | 0.01% | 1 |
| 2014 | 0.20% | 0.05% | 0.05% | 1 |
| 2013 | 0.40% | 0.20% | 0.20% | 1 |
| 2012 | 0.80% | 0.40% | 0.40% | 2 |
| 2011 | 1.00% | 0.80% | 0.80% | 2 |
| 2010 | 1.35% | 1.00% | 1.00% | 3 |
| 2009 | 1.65% | 1.35% | 1.35% | 4 |
All 18 rate changes
| Date | APY | Change |
|---|---|---|
| November 3, 2026 | 3.20% | +0.10 |
| September 30, 2026 | 3.10% | +3.05 |
| June 2, 2022 | 0.05% | −0.10 |
| April 20, 2020 | 0.15% | +0.14 |
| November 16, 2015 | 0.01% | −0.04 |
| January 23, 2014 | 0.05% | −0.15 |
| August 26, 2013 | 0.20% | −0.20 |
| November 12, 2012 | 0.40% | −0.10 |
| July 12, 2012 | 0.50% | −0.30 |
| May 11, 2011 | 0.80% | −0.10 |
| January 11, 2011 | 0.90% | −0.10 |
| November 30, 2010 | 1.00% | −0.10 |
| February 26, 2010 | 1.10% | −0.10 |
| February 9, 2010 | 1.20% | −0.15 |
| September 25, 2009 | 1.35% | −0.10 |
| August 12, 2009 | 1.45% | −0.10 |
| May 16, 2009 | 1.55% | −0.10 |
| May 11, 2009 | 1.65% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.