LendingClub Savings Rate
LendingClub's savings account pays 4.20% APY as of October 6, 2026, checked 1 day ago. Since RateBrain began tracking it in 2009, this savings account has paid as much as 5.00% (Mar 2024) and as little as 0.15% (Mar 2020). It is currently above the median savings rate we track (3.55% across 156 banks).
4.20% APY
up from 4.00% on Oct 1
- Last checked
- Oct 6 · 1 day ago
- Minimum deposit
- $2,500
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LendingClub Savings Rate - Rate History
Now 4.20% APY
- All-time high 5.00% (Mar 2024)
- Low 0.15% (Mar 2020)
- 1-year change −0.80
- 34 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 1, 2026 | 4.20% | +0.20 |
| August 12, 2026 | 4.00% | −1.00 |
| March 13, 2024 | 5.00% | +0.50 |
| August 1, 2023 | 4.50% | +0.25 |
| April 9, 2023 | 4.25% | +0.25 |
| January 19, 2023 | 4.00% | +0.40 |
| December 18, 2022 | 3.60% | +0.35 |
| November 11, 2022 | 3.25% | +0.13 |
| October 26, 2022 | 3.12% | +0.27 |
| October 12, 2022 | 2.85% | +0.20 |
| September 29, 2022 | 2.65% | +0.50 |
| September 21, 2022 | 2.15% | +0.08 |
| August 11, 2022 | 2.07% | +0.55 |
| July 11, 2022 | 1.52% | +0.26 |
| June 27, 2022 | 1.26% | +0.21 |
| June 6, 2022 | 1.05% | +0.35 |
| April 7, 2022 | 0.70% | +0.05 |
| February 9, 2022 | 0.65% | +0.05 |
| November 11, 2021 | 0.60% | +0.45 |
| March 21, 2020 | 0.15% | −0.60 |
Show all 34 changes
| Date | APY | Change |
|---|---|---|
| March 9, 2020 | 0.75% | −0.50 |
| January 26, 2020 | 1.25% | +0.05 |
| January 10, 2020 | 1.20% | −0.05 |
| October 3, 2019 | 1.25% | −0.25 |
| August 15, 2018 | 1.50% | +0.25 |
| May 31, 2010 | 1.25% | −0.25 |
| December 13, 2009 | 1.50% | −0.15 |
| November 4, 2009 | 1.65% | −0.10 |
| October 3, 2009 | 1.75% | −0.05 |
| August 7, 2009 | 1.80% | −0.26 |
| June 29, 2009 | 2.06% | −0.26 |
| June 15, 2009 | 2.32% | +0.09 |
| June 14, 2009 | 2.23% | −0.09 |
| May 11, 2009 | 2.32% | first tracked |
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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.