LendingClub Savings (HYSA) Rate History (2009–2026)
RateBrain has recorded 34 rate changes for LendingClub's savings account since May 11, 2009. Its highest rate was 5.00% (Mar 2024) and its lowest 0.15% (Mar 2020). It pays 4.20% APY today, last changed on October 1, 2026. That is down 0.80 percentage points from a year ago.
Current LendingClub savings account rate »LendingClub rate history »Savings rate history »
Rate history chart
Now 4.20% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 5.00% | 4.00% | 4.20% | 2 |
| 2025 | 5.00% | 5.00% | 5.00% | 0 |
| 2024 | 5.00% | 4.50% | 5.00% | 1 |
| 2023 | 4.50% | 3.60% | 4.50% | 3 |
| 2022 | 3.60% | 0.60% | 3.60% | 12 |
| 2021 | 0.60% | 0.15% | 0.60% | 1 |
| 2020 | 1.25% | 0.15% | 0.15% | 4 |
| 2019 | 1.50% | 1.25% | 1.25% | 1 |
| 2018 | 1.50% | 1.25% | 1.50% | 1 |
| 2017 | 1.25% | 1.25% | 1.25% | 0 |
| 2016 | 1.25% | 1.25% | 1.25% | 0 |
| 2015 | 1.25% | 1.25% | 1.25% | 0 |
| 2014 | 1.25% | 1.25% | 1.25% | 0 |
| 2013 | 1.25% | 1.25% | 1.25% | 0 |
| 2012 | 1.25% | 1.25% | 1.25% | 0 |
| 2011 | 1.25% | 1.25% | 1.25% | 0 |
| 2010 | 1.50% | 1.25% | 1.25% | 1 |
| 2009 | 2.32% | 1.50% | 1.50% | 8 |
All 34 rate changes
| Date | APY | Change |
|---|---|---|
| October 1, 2026 | 4.20% | +0.20 |
| August 12, 2026 | 4.00% | −1.00 |
| March 13, 2024 | 5.00% | +0.50 |
| August 1, 2023 | 4.50% | +0.25 |
| April 9, 2023 | 4.25% | +0.25 |
| January 19, 2023 | 4.00% | +0.40 |
| December 18, 2022 | 3.60% | +0.35 |
| November 11, 2022 | 3.25% | +0.13 |
| October 26, 2022 | 3.12% | +0.27 |
| October 12, 2022 | 2.85% | +0.20 |
| September 29, 2022 | 2.65% | +0.50 |
| September 21, 2022 | 2.15% | +0.08 |
| August 11, 2022 | 2.07% | +0.55 |
| July 11, 2022 | 1.52% | +0.26 |
| June 27, 2022 | 1.26% | +0.21 |
| June 6, 2022 | 1.05% | +0.35 |
| April 7, 2022 | 0.70% | +0.05 |
| February 9, 2022 | 0.65% | +0.05 |
| November 11, 2021 | 0.60% | +0.45 |
| March 21, 2020 | 0.15% | −0.60 |
| March 9, 2020 | 0.75% | −0.50 |
| January 26, 2020 | 1.25% | +0.05 |
| January 10, 2020 | 1.20% | −0.05 |
| October 3, 2019 | 1.25% | −0.25 |
| August 15, 2018 | 1.50% | +0.25 |
| May 31, 2010 | 1.25% | −0.25 |
| December 13, 2009 | 1.50% | −0.15 |
| November 4, 2009 | 1.65% | −0.10 |
| October 3, 2009 | 1.75% | −0.05 |
| August 7, 2009 | 1.80% | −0.26 |
| June 29, 2009 | 2.06% | −0.26 |
| June 15, 2009 | 2.32% | +0.09 |
| June 14, 2009 | 2.23% | −0.09 |
| May 11, 2009 | 2.32% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.