E*TRADE Bank Savings Rate
E*TRADE Bank's savings account pays 4.00% APY as of August 14, 2026, checked 1 month ago. The rate was lowered from 4.50% on August 14, 2026. Since RateBrain began tracking it in 2009, this savings account has paid as much as 4.50% (Jul 2024) and as little as 0.05% (Apr 2012). It is currently above the median savings rate we track (3.30% across 64 banks).
4.00% APY
down from 4.50% on Aug 14
- Last checked
- Aug 14 · 1 month ago
- Minimum deposit
- None
Rate history
Now 4.00% APY
- All-time high 4.50% (Jul 2024)
- Low 0.05% (Apr 2012)
- 1-year change −0.50
- 25 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| August 14, 2026 | 4.00% | −0.50 |
| July 13, 2024 | 4.50% | +0.25 |
| August 4, 2023 | 4.25% | +0.25 |
| July 7, 2023 | 4.00% | +0.15 |
| May 12, 2023 | 3.85% | +0.10 |
| April 27, 2023 | 3.75% | +0.25 |
| January 24, 2023 | 3.50% | +0.25 |
| December 23, 2022 | 3.25% | +3.20 |
| April 29, 2020 | 0.05% | −0.15 |
| March 18, 2020 | 0.20% | −1.00 |
| March 13, 2020 | 1.20% | −0.55 |
| August 15, 2019 | 1.75% | −0.35 |
| January 21, 2019 | 2.10% | +0.20 |
| October 4, 2018 | 1.90% | +0.20 |
| September 25, 2018 | 1.70% | +0.20 |
| August 24, 2018 | 1.50% | +1.45 |
| April 4, 2012 | 0.05% | −0.10 |
| November 3, 2011 | 0.15% | −0.10 |
| July 5, 2011 | 0.25% | −0.05 |
| July 1, 2010 | 0.30% | −0.10 |
Show all 25 changes
| Date | APY | Change |
|---|---|---|
| March 24, 2010 | 0.40% | −0.10 |
| October 3, 2009 | 0.50% | −0.10 |
| September 7, 2009 | 0.60% | −0.20 |
| August 4, 2009 | 0.80% | −0.15 |
| May 8, 2009 | 0.95% | first tracked |
Set Up Rate Alert
Share this rate
https://ratebrain.com/etrade-bank-savings-account
Copy linkOther savings rates
- Betterment4.25%
- Newtek Bank4.20%
- Wealthfront4.20%
- Total Direct Bank4.01%
- Vio Bank4.01%
- Goldwater Bank4.00%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.