E*TRADE Bank Savings Rate History (2009–2026)
RateBrain has recorded 25 rate changes for E*TRADE Bank's savings account since May 8, 2009. Its highest rate was 4.50% (Jul 2024) and its lowest 0.05% (Apr 2012). It pays 4.00% APY today, last changed on August 14, 2026. That is down 0.50 percentage points from a year ago.
Current E*TRADE Bank savings account rate »E*TRADE Bank rate history »Savings rate history »
Rate history chart
Now 4.00% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.50% | 4.00% | 4.00% | 1 |
| 2025 | 4.50% | 4.50% | 4.50% | 0 |
| 2024 | 4.50% | 4.25% | 4.50% | 1 |
| 2023 | 4.25% | 3.25% | 4.25% | 5 |
| 2022 | 3.25% | 0.05% | 3.25% | 1 |
| 2021 | 0.05% | 0.05% | 0.05% | 0 |
| 2020 | 1.75% | 0.05% | 0.05% | 3 |
| 2019 | 2.10% | 1.75% | 1.75% | 2 |
| 2018 | 1.90% | 0.05% | 1.90% | 3 |
| 2017 | 0.05% | 0.05% | 0.05% | 0 |
| 2016 | 0.05% | 0.05% | 0.05% | 0 |
| 2015 | 0.05% | 0.05% | 0.05% | 0 |
| 2014 | 0.05% | 0.05% | 0.05% | 0 |
| 2013 | 0.05% | 0.05% | 0.05% | 0 |
| 2012 | 0.15% | 0.05% | 0.05% | 1 |
| 2011 | 0.30% | 0.15% | 0.15% | 2 |
| 2010 | 0.50% | 0.30% | 0.30% | 2 |
| 2009 | 0.95% | 0.50% | 0.50% | 4 |
All 25 rate changes
| Date | APY | Change |
|---|---|---|
| August 14, 2026 | 4.00% | −0.50 |
| July 13, 2024 | 4.50% | +0.25 |
| August 4, 2023 | 4.25% | +0.25 |
| July 7, 2023 | 4.00% | +0.15 |
| May 12, 2023 | 3.85% | +0.10 |
| April 27, 2023 | 3.75% | +0.25 |
| January 24, 2023 | 3.50% | +0.25 |
| December 23, 2022 | 3.25% | +3.20 |
| April 29, 2020 | 0.05% | −0.15 |
| March 18, 2020 | 0.20% | −1.00 |
| March 13, 2020 | 1.20% | −0.55 |
| August 15, 2019 | 1.75% | −0.35 |
| January 21, 2019 | 2.10% | +0.20 |
| October 4, 2018 | 1.90% | +0.20 |
| September 25, 2018 | 1.70% | +0.20 |
| August 24, 2018 | 1.50% | +1.45 |
| April 4, 2012 | 0.05% | −0.10 |
| November 3, 2011 | 0.15% | −0.10 |
| July 5, 2011 | 0.25% | −0.05 |
| July 1, 2010 | 0.30% | −0.10 |
| March 24, 2010 | 0.40% | −0.10 |
| October 3, 2009 | 0.50% | −0.10 |
| September 7, 2009 | 0.60% | −0.20 |
| August 4, 2009 | 0.80% | −0.15 |
| May 8, 2009 | 0.95% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.