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UFB Direct Savings (HYSA) Rate

UFB Direct's savings account pays 3.26% APY as of November 10, 2026, checked 3 days ago. Since RateBrain began tracking it in 2009, this savings account has paid as much as 5.25% (Aug 2023) and as little as 1.45% (Feb 2010). It is currently below the median savings rate we track (3.55% across 167 banks).

3.26% APY

down from 4.01% on Oct 27

Last checked
Nov 10 · 3 days ago
Minimum deposit
None

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See the full UFB Direct Savings (HYSA) rate history »

UFB Direct Savings (HYSA) Rate - Rate History

Now 3.26% APY

UFB Direct savings account APY historyStep chart of 26 rate changes from Jul 2009 to Nov 2026. High 5.25% (Aug 2023), low 1.45% (Feb 2010), current 3.26%.0.00%1.00%2.00%3.00%4.00%5.00%6.00%201020132016201920222025median3.26%5.25% · Aug 20231.45% · Feb 2010
  • All-time high 5.25% (Aug 2023)
  • Low 1.45% (Feb 2010)
  • 1-year change −1.89
  • 26 changes
  • Tracked since Jul 2009
  • Full rate history »

The gray line is the median savings rate across the banks we tracked each month.

Rate changes

DateAPYChange
October 27, 20263.26%−0.75
October 17, 20264.01%+0.75
October 16, 20263.26%−0.75
October 13, 20264.01%+0.75
August 14, 20263.26%−1.89
August 11, 20245.15%−0.10
August 17, 20235.25%+0.19
August 1, 20235.06%+0.25
May 10, 20234.81%−0.21
March 30, 20235.02%+0.81
February 9, 20234.21%+0.10
December 18, 20224.11%+0.20
December 5, 20223.91%+0.08
November 11, 20223.83%+0.67
November 3, 20223.16%+0.05
October 26, 20223.11%+0.10
October 12, 20223.01%+1.56
February 26, 20101.45%−0.10
January 14, 20101.55%−0.05
November 25, 20091.60%−0.10
Show all 26 changes
DateAPYChange
November 4, 20091.70%−0.05
October 13, 20091.75%−0.05
October 7, 20091.80%−0.05
September 19, 20091.85%−0.15
August 13, 20092.00%−0.01
July 31, 20092.01%first tracked

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Common questions

What is the UFB Direct savings account rate today?

The UFB Direct savings account pays 3.26% APY as of November 10, 2026, checked 3 days ago.

How does the UFB Direct savings account compare with other savings accounts?

It pays 3.26% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.29 percentage points below the median.

What has the UFB Direct savings account paid over time?

Since RateBrain began tracking it in 2009, it has paid as much as 5.25% (Aug 2023) and as little as 1.45% (Feb 2010).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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