UFB Direct Savings Rate History (2009–2026)
RateBrain has recorded 22 rate changes for UFB Direct's savings account since July 31, 2009. Its highest rate was 5.25% (Aug 2023) and its lowest 1.45% (Feb 2010). It pays 3.26% APY today, last changed on August 14, 2026. That is down 1.89 percentage points from a year ago.
Current UFB Direct savings account rate »UFB Direct rate history »Savings rate history »
Rate history chart
Now 3.26% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 5.15% | 3.26% | 3.26% | 1 |
| 2025 | 5.15% | 5.15% | 5.15% | 0 |
| 2024 | 5.25% | 5.15% | 5.15% | 1 |
| 2023 | 5.25% | 4.11% | 5.25% | 5 |
| 2022 | 4.11% | 1.45% | 4.11% | 6 |
| 2021 | 1.45% | 1.45% | 1.45% | 0 |
| 2020 | 1.45% | 1.45% | 1.45% | 0 |
| 2019 | 1.45% | 1.45% | 1.45% | 0 |
| 2018 | 1.45% | 1.45% | 1.45% | 0 |
| 2017 | 1.45% | 1.45% | 1.45% | 0 |
| 2016 | 1.45% | 1.45% | 1.45% | 0 |
| 2015 | 1.45% | 1.45% | 1.45% | 0 |
| 2014 | 1.45% | 1.45% | 1.45% | 0 |
| 2013 | 1.45% | 1.45% | 1.45% | 0 |
| 2012 | 1.45% | 1.45% | 1.45% | 0 |
| 2011 | 1.45% | 1.45% | 1.45% | 0 |
| 2010 | 1.60% | 1.45% | 1.45% | 2 |
| 2009 | 2.01% | 1.60% | 1.60% | 7 |
All 22 rate changes
| Date | APY | Change |
|---|---|---|
| August 14, 2026 | 3.26% | −1.89 |
| August 11, 2024 | 5.15% | −0.10 |
| August 17, 2023 | 5.25% | +0.19 |
| August 1, 2023 | 5.06% | +0.25 |
| May 10, 2023 | 4.81% | −0.21 |
| March 30, 2023 | 5.02% | +0.81 |
| February 9, 2023 | 4.21% | +0.10 |
| December 18, 2022 | 4.11% | +0.20 |
| December 5, 2022 | 3.91% | +0.08 |
| November 11, 2022 | 3.83% | +0.67 |
| November 3, 2022 | 3.16% | +0.05 |
| October 26, 2022 | 3.11% | +0.10 |
| October 12, 2022 | 3.01% | +1.56 |
| February 26, 2010 | 1.45% | −0.10 |
| January 14, 2010 | 1.55% | −0.05 |
| November 25, 2009 | 1.60% | −0.10 |
| November 4, 2009 | 1.70% | −0.05 |
| October 13, 2009 | 1.75% | −0.05 |
| October 7, 2009 | 1.80% | −0.05 |
| September 19, 2009 | 1.85% | −0.15 |
| August 13, 2009 | 2.00% | −0.01 |
| July 31, 2009 | 2.01% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.