FNBO Direct Savings (HYSA) Rate
FNBO Direct's savings account pays 3.00% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2009, this savings account has paid as much as 5.15% (Aug 2023) and as little as 0.40% (Dec 2020). It is currently below the median savings rate we track (3.55% across 167 banks).
3.00% APY
down from 4.75% on Aug 14
- Last checked
- Nov 10 · 6 hours ago
- Minimum deposit
- None
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See the full FNBO Direct Savings (HYSA) rate history »
FNBO Direct Savings (HYSA) Rate - Rate History
Now 3.00% APY
- All-time high 5.15% (Aug 2023)
- Low 0.40% (Dec 2020)
- 1-year change −1.75
- 32 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| August 14, 2026 | 3.00% | −1.75 |
| May 10, 2024 | 4.75% | −0.40 |
| August 17, 2023 | 5.15% | +1.00 |
| August 1, 2023 | 4.15% | +0.40 |
| June 30, 2023 | 3.75% | +0.35 |
| March 31, 2023 | 3.40% | −0.05 |
| February 9, 2023 | 3.45% | +0.45 |
| December 23, 2022 | 3.00% | +2.60 |
| December 15, 2020 | 0.40% | −0.10 |
| October 5, 2020 | 0.50% | −0.10 |
| September 8, 2020 | 0.60% | −0.15 |
| August 13, 2020 | 0.75% | −0.15 |
| June 22, 2020 | 0.90% | −0.10 |
| March 18, 2020 | 1.00% | −0.50 |
| March 13, 2020 | 1.50% | −0.20 |
| January 27, 2020 | 1.70% | −0.05 |
| January 7, 2020 | 1.75% | −0.05 |
| December 3, 2019 | 1.80% | −0.10 |
| October 21, 2019 | 1.90% | −0.10 |
| September 10, 2019 | 2.00% | −0.10 |
Show all 32 changes
| Date | APY | Change |
|---|---|---|
| July 15, 2019 | 2.10% | −0.10 |
| June 3, 2019 | 2.20% | −0.05 |
| February 14, 2019 | 2.25% | +0.10 |
| December 19, 2018 | 2.15% | +0.15 |
| October 23, 2018 | 2.00% | +0.15 |
| August 15, 2018 | 1.85% | +0.75 |
| June 1, 2010 | 1.10% | −0.15 |
| February 22, 2010 | 1.25% | −0.15 |
| November 18, 2009 | 1.40% | −0.10 |
| June 22, 2009 | 1.50% | −0.15 |
| May 18, 2009 | 1.65% | −0.25 |
| May 10, 2009 | 1.90% | first tracked |
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Common questions
What is the FNBO Direct savings account rate today?
The FNBO Direct savings account pays 3.00% APY as of November 10, 2026, checked 6 hours ago.
How does the FNBO Direct savings account compare with other savings accounts?
It pays 3.00% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.55 percentage points below the median.
What has the FNBO Direct savings account paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 5.15% (Aug 2023) and as little as 0.40% (Dec 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.