Chime Savings (HYSA) Rate
Chime's savings account pays 4.00% APY as of November 3, 2026, checked 3 days ago. Since RateBrain began tracking it in 2022, this savings account has paid as much as 4.00% (Oct 2026) and as little as 2.00% (Oct 2022). It is currently above the median savings rate we track (3.55% across 167 banks).
4.00% APY
up from 3.75% on Oct 17
- Last checked
- Nov 3 · 3 days ago
- Minimum deposit
- None
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See the full Chime Savings (HYSA) rate history »
Chime Savings (HYSA) Rate - Rate History
Now 4.00% APY
- All-time high 4.00% (Oct 2026)
- Low 2.00% (Oct 2022)
- 1-year change +2.00
- 3 changes
- Tracked since Oct 2022
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 17, 2026 | 4.00% | +0.25 |
| September 28, 2026 | 3.75% | +1.75 |
| October 24, 2022 | 2.00% | first tracked |
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Common questions
What is the Chime savings account rate today?
The Chime savings account pays 4.00% APY as of November 3, 2026, checked 3 days ago.
How does the Chime savings account compare with other savings accounts?
It pays 4.00% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.45 percentage points above the median.
What has the Chime savings account paid over time?
Since RateBrain began tracking it in 2022, it has paid as much as 4.00% (Oct 2026) and as little as 2.00% (Oct 2022).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.