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Citizens Access CD Rate - 1 Year

Citizens Access's 1 Year CD pays 4.50% APY as of July 19, 2024, checked 2 years ago. The rate was lowered from 5.00% on July 19, 2024. Since RateBrain began tracking it in 2018, this 1 Year CD has paid as much as 5.00% (May 2023) and as little as 0.10% (Jan 2021). It is currently above the median 1 Year CD rate we track (4.00% across 63 banks).

4.50% APY

down from 5.00% on Jul 19, 2024

Last checked
Jul 19, 2024 · 2 years ago
Minimum deposit
$5,000
View on Citizens Access’s website »See all Citizens Access rates »

Rate history

Now 4.50% APY

Citizens Access 1 Year CD APY historyStep chart of 28 rate changes from Aug 2018 to Sep 2026. High 5.00% (May 2023), low 0.10% (Jan 2021), current 4.50%.0.00%1.00%2.00%3.00%4.00%5.00%6.00%2019202120232025median4.50%5.00% · May 20230.10% · Jan 2021

The gray line is the median 1 Year CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
July 19, 20244.50%−0.50
April 20, 20245.00%+0.50
October 30, 20234.50%−0.50
May 10, 20235.00%+0.25
April 27, 20234.75%+0.25
March 6, 20234.50%+0.25
January 24, 20234.25%+1.00
December 23, 20223.25%+1.35
July 4, 20221.90%+0.15
June 1, 20221.75%+1.65
January 12, 20210.10%−0.10
November 30, 20200.20%−0.10
November 1, 20200.30%−0.30
September 29, 20200.60%−0.05
August 8, 20200.65%−0.20
July 1, 20200.85%−0.15
June 10, 20201.00%−0.30
May 18, 20201.30%−0.20
March 6, 20201.50%−0.35
March 1, 20201.85%−0.15
Show all 28 changes
DateAPYChange
February 3, 20202.00%−0.10
November 6, 20192.10%−0.15
September 3, 20192.25%−0.25
July 8, 20192.50%−0.20
May 8, 20192.70%−0.15
January 21, 20192.85%+0.15
November 2, 20182.70%+0.20
August 11, 20182.50%first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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