Citizens Access CD Rate - 1 Year
Citizens Access's 1 Year CD pays 3.25% APY as of November 3, 2026, checked 3 days ago. Since RateBrain began tracking it in 2018, this 1 Year CD has paid as much as 5.00% (May 2023) and as little as 0.10% (Jan 2021). It is currently below the median 1 Year CD rate we track (4.00% across 145 banks).
3.25% APY
down from 4.50% on Sep 25
- Last checked
- Nov 3 · 3 days ago
- Minimum deposit
- $5,000
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See the full Citizens Access 1 Year CD rate history »
Citizens Access CD Rate - 1 Year CD - Rate History
Now 3.25% APY
- All-time high 5.00% (May 2023)
- Low 0.10% (Jan 2021)
- 1-year change −1.25
- 29 changes
- Tracked since Aug 2018
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 25, 2026 | 3.25% | −1.25 |
| July 19, 2024 | 4.50% | −0.50 |
| April 20, 2024 | 5.00% | +0.50 |
| October 30, 2023 | 4.50% | −0.50 |
| May 10, 2023 | 5.00% | +0.25 |
| April 27, 2023 | 4.75% | +0.25 |
| March 6, 2023 | 4.50% | +0.25 |
| January 24, 2023 | 4.25% | +1.00 |
| December 23, 2022 | 3.25% | +1.35 |
| July 4, 2022 | 1.90% | +0.15 |
| June 1, 2022 | 1.75% | +1.65 |
| January 12, 2021 | 0.10% | −0.10 |
| November 30, 2020 | 0.20% | −0.10 |
| November 1, 2020 | 0.30% | −0.30 |
| September 29, 2020 | 0.60% | −0.05 |
| August 8, 2020 | 0.65% | −0.20 |
| July 1, 2020 | 0.85% | −0.15 |
| June 10, 2020 | 1.00% | −0.30 |
| May 18, 2020 | 1.30% | −0.20 |
| March 6, 2020 | 1.50% | −0.35 |
Show all 29 changes
| Date | APY | Change |
|---|---|---|
| March 1, 2020 | 1.85% | −0.15 |
| February 3, 2020 | 2.00% | −0.10 |
| November 6, 2019 | 2.10% | −0.15 |
| September 3, 2019 | 2.25% | −0.25 |
| July 8, 2019 | 2.50% | −0.20 |
| May 8, 2019 | 2.70% | −0.15 |
| January 21, 2019 | 2.85% | +0.15 |
| November 2, 2018 | 2.70% | +0.20 |
| August 11, 2018 | 2.50% | first tracked |
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ShareOther Citizens Access rates
- 8 Month CD4.00%
- 5 Year CD2.75%
- Savings Account2.80%
Other 1 Year CD rates
- USALLIANCE Financial5.00%
- State Bank of India4.89%
- EagleBank4.80%
- BTG Pactual US4.65%
- CFG Bank4.65%
- Merrick Bank4.65%
Common questions
What is the Citizens Access 1 Year CD rate today?
The Citizens Access 1 Year CD pays 3.25% APY as of November 3, 2026, checked 3 days ago.
How does the Citizens Access 1 Year CD compare with other 1 Year CDs?
It pays 3.25% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.00%, so it is 0.75 percentage points below the median.
What has the Citizens Access 1 Year CD paid over time?
Since RateBrain began tracking it in 2018, it has paid as much as 5.00% (May 2023) and as little as 0.10% (Jan 2021).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.