BAC Florida CD Rate - 1 Year
BAC Florida's 1 Year CD pays 3.60% APY as of November 13, 2026, checked 1 day ago. Since RateBrain began tracking it in 2017, this 1 Year CD has paid as much as 5.50% (Oct 2023) and as little as 0.45% (Feb 2021). It is currently below the median 1 Year CD rate we track (4.05% across 145 banks).
3.60% APY
down from 4.30% on Sep 25
- Last checked
- Nov 13 · 1 day ago
- Minimum deposit
- $1,500
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See the full BAC Florida 1 Year CD rate history »
BAC Florida CD Rate - 1 Year CD - Rate History
Now 3.60% APY
- All-time high 5.50% (Oct 2023)
- Low 0.45% (Feb 2021)
- 1-year change −1.70
- 42 changes
- Tracked since Jul 2017
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 25, 2026 | 3.60% | −0.70 |
| September 19, 2026 | 4.30% | −1.00 |
| February 16, 2024 | 5.30% | −0.20 |
| October 4, 2023 | 5.50% | +0.30 |
| July 20, 2023 | 5.20% | +0.10 |
| May 12, 2023 | 5.10% | +0.09 |
| April 27, 2023 | 5.01% | +0.41 |
| March 3, 2023 | 4.60% | −0.11 |
| December 23, 2022 | 4.71% | +4.26 |
| February 26, 2021 | 0.45% | −0.15 |
| December 18, 2020 | 0.60% | −0.10 |
| October 28, 2020 | 0.70% | −0.05 |
| October 13, 2020 | 0.75% | −0.05 |
| September 3, 2020 | 0.80% | −0.10 |
| August 5, 2020 | 0.90% | −0.10 |
| June 23, 2020 | 1.00% | −0.25 |
| May 20, 2020 | 1.25% | −0.25 |
| May 4, 2020 | 1.50% | +0.10 |
| March 17, 2020 | 1.40% | −0.40 |
| March 6, 2020 | 1.80% | −0.25 |
Show all 42 changes
| Date | APY | Change |
|---|---|---|
| November 27, 2019 | 2.05% | −0.10 |
| November 6, 2019 | 2.15% | −0.10 |
| September 3, 2019 | 2.25% | −0.10 |
| August 19, 2019 | 2.35% | −0.10 |
| August 8, 2019 | 2.45% | −0.15 |
| June 30, 2019 | 2.60% | −0.10 |
| May 14, 2019 | 2.70% | +0.15 |
| April 8, 2019 | 2.55% | −0.15 |
| October 30, 2018 | 2.70% | +0.17 |
| September 25, 2018 | 2.53% | +0.18 |
| July 10, 2018 | 2.35% | +0.10 |
| June 13, 2018 | 2.25% | +0.08 |
| April 24, 2018 | 2.17% | +0.07 |
| March 23, 2018 | 2.10% | +0.05 |
| March 5, 2018 | 2.05% | +0.25 |
| January 10, 2018 | 1.80% | +0.03 |
| December 28, 2017 | 1.77% | +0.07 |
| December 20, 2017 | 1.70% | +0.08 |
| November 15, 2017 | 1.62% | +0.10 |
| September 14, 2017 | 1.52% | +0.05 |
| July 12, 2017 | 1.47% | +0.02 |
| July 6, 2017 | 1.45% | first tracked |
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ShareOther BAC Florida rates
- 6 Month CD3.60%
- 11 Month CD3.19%
- 18 Month CD3.55%
- 2 Year CD3.50%
- 3 Year CD3.45%
Other 1 Year CD rates
- State Bank of India4.89%
- EagleBank4.80%
- USALLIANCE Financial4.75%
- BTG Pactual US4.65%
- CFG Bank4.65%
- Merrick Bank4.65%
Common questions
What is the BAC Florida 1 Year CD rate today?
The BAC Florida 1 Year CD pays 3.60% APY as of November 13, 2026, checked 1 day ago.
How does the BAC Florida 1 Year CD compare with other 1 Year CDs?
It pays 3.60% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.05%, so it is 0.45 percentage points below the median.
What has the BAC Florida 1 Year CD paid over time?
Since RateBrain began tracking it in 2017, it has paid as much as 5.50% (Oct 2023) and as little as 0.45% (Feb 2021).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.