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BAC Florida CD Rate - 3 Year

BAC Florida's 3 Year CD pays 3.45% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2017, this 3 Year CD has paid as much as 4.18% (Mar 2023) and as little as 1.79% (Jul 2017). It is currently at the median 3 Year CD rate we track (3.45% across 121 banks).

3.45% APY

down from 3.73% on Sep 25

Last checked
Nov 10 · 6 hours ago
Minimum deposit
$1,500

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See the full BAC Florida 3 Year CD rate history »

BAC Florida CD Rate - 3 Year CD - Rate History

Now 3.45% APY

BAC Florida 3 Year CD APY historyStep chart of 18 rate changes from Jul 2017 to Nov 2026. High 4.18% (Mar 2023), low 1.79% (Jul 2017), current 3.45%.0.00%1.00%2.00%3.00%4.00%5.00%20182020202220242026median3.45%4.18% · Mar 20231.79% · Jul 2017
  • All-time high 4.18% (Mar 2023)
  • Low 1.79% (Jul 2017)
  • 1-year change −0.53
  • 18 changes
  • Tracked since Jul 2017
  • Full rate history »

The gray line is the median 3 Year CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
September 25, 20263.45%−0.28
September 19, 20263.73%−0.25
April 6, 20243.98%−0.20
March 3, 20234.18%+0.10
December 23, 20224.08%+1.98
December 4, 20192.10%−0.15
August 29, 20192.25%−0.10
August 15, 20192.35%−0.10
August 7, 20192.45%−0.10
June 30, 20192.55%−0.10
April 4, 20192.65%−0.15
July 9, 20182.80%+0.20
April 24, 20182.60%+0.10
March 5, 20182.50%+0.40
January 17, 20182.10%+0.05
December 28, 20172.05%+0.15
September 21, 20171.90%+0.11
July 6, 20171.79%first tracked

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Common questions

What is the BAC Florida 3 Year CD rate today?

The BAC Florida 3 Year CD pays 3.45% APY as of November 10, 2026, checked 6 hours ago.

How does the BAC Florida 3 Year CD compare with other 3 Year CDs?

It pays 3.45% APY. The median across the 121 3 Year CD rates RateBrain tracks is 3.45%, so it is the same as the median.

What has the BAC Florida 3 Year CD paid over time?

Since RateBrain began tracking it in 2017, it has paid as much as 4.18% (Mar 2023) and as little as 1.79% (Jul 2017).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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