CIT Bank CD Rate - 1 Year
CIT Bank's 1 Year CD pays 4.00% APY as of November 9, 2026, checked 18 hours ago. Since RateBrain began tracking it in 2011, this 1 Year CD has paid as much as 4.00% (Jul 2026) and as little as 0.30% (Nov 2020). It is currently at the median 1 Year CD rate we track (4.00% across 145 banks).
4.00% APY
up from 0.30% on Jul 25
- Last checked
- Nov 9 · 18 hours ago
- Minimum deposit
- $1,000
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See the full CIT Bank 1 Year CD rate history »
CIT Bank CD Rate - 1 Year CD - Rate History
Now 4.00% APY
- All-time high 4.00% (Jul 2026)
- Low 0.30% (Nov 2020)
- 1-year change +3.70
- 37 changes
- Tracked since Nov 2011
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| July 25, 2026 | 4.00% | +3.70 |
| June 8, 2026 | 0.30% | −0.10 |
| June 5, 2026 | 0.40% | +0.10 |
| November 4, 2020 | 0.30% | −0.05 |
| August 22, 2020 | 0.35% | −0.15 |
| July 29, 2020 | 0.50% | −0.25 |
| June 27, 2020 | 0.75% | −0.25 |
| June 23, 2020 | 1.00% | −0.10 |
| June 22, 2020 | 1.10% | −0.15 |
| June 3, 2020 | 1.25% | −0.05 |
| May 24, 2020 | 1.30% | −0.05 |
| May 18, 2020 | 1.35% | −0.10 |
| April 29, 2020 | 1.45% | −0.25 |
| April 15, 2020 | 1.70% | −0.16 |
| March 14, 2020 | 1.86% | −0.20 |
| March 9, 2020 | 2.06% | +0.26 |
| November 14, 2019 | 1.80% | −0.10 |
| October 21, 2019 | 1.90% | −0.10 |
| October 3, 2019 | 2.00% | −0.20 |
| September 25, 2018 | 2.20% | −0.30 |
Show all 37 changes
| Date | APY | Change |
|---|---|---|
| July 16, 2018 | 2.50% | +1.18 |
| January 31, 2017 | 1.32% | +0.10 |
| December 16, 2015 | 1.22% | −0.03 |
| November 23, 2015 | 1.25% | −0.05 |
| September 26, 2015 | 1.30% | +0.05 |
| May 21, 2015 | 1.25% | +0.05 |
| April 14, 2015 | 1.20% | +0.10 |
| January 2, 2015 | 1.10% | +0.03 |
| October 5, 2014 | 1.07% | +0.02 |
| November 10, 2013 | 1.05% | +0.05 |
| June 12, 2013 | 1.00% | −0.05 |
| December 7, 2012 | 1.05% | −0.05 |
| May 24, 2012 | 1.10% | +0.02 |
| March 12, 2012 | 1.08% | +0.02 |
| January 31, 2012 | 1.06% | −0.02 |
| January 20, 2012 | 1.08% | −0.05 |
| November 1, 2011 | 1.13% | first tracked |
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ShareOther CIT Bank rates
- 6 Month CD3.75%
- 11 Month CD3.90%
- 13 Month CD3.25%
- 18 Month CD2.75%
- 2 Year CD0.40%
- 3 Year CD0.40%
- 4 Year CD0.50%
- 5 Year CD0.50%
- Savings Account3.75%
- Checking Account0.10%
- Money Market Account1.55%
Other 1 Year CD rates
- State Bank of India4.89%
- EagleBank4.80%
- USALLIANCE Financial4.75%
- BTG Pactual US4.65%
- CFG Bank4.65%
- Merrick Bank4.65%
Common questions
What is the CIT Bank 1 Year CD rate today?
The CIT Bank 1 Year CD pays 4.00% APY as of November 9, 2026, checked 18 hours ago.
How does the CIT Bank 1 Year CD compare with other 1 Year CDs?
It pays 4.00% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.00%, so it is the same as the median.
What has the CIT Bank 1 Year CD paid over time?
Since RateBrain began tracking it in 2011, it has paid as much as 4.00% (Jul 2026) and as little as 0.30% (Nov 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.