CIT Bank CD Rate - 1 Year
CIT Bank's 1 Year CD pays 4.00% APY as of September 22, 2026, checked 1 day ago. The rate was raised from 0.30% on July 25, 2026. Since RateBrain began tracking it in 2011, this 1 Year CD has paid as much as 4.00% (Jul 2026) and as little as 0.30% (Nov 2020). It is currently above the median 1 Year CD rate we track (3.92% across 66 banks).
4.00% APY
up from 0.30% on Jul 25
- Last checked
- Sep 22 · 1 day ago
- Minimum deposit
- $1,000
Rate history
Now 4.00% APY
- All-time high 4.00% (Jul 2026)
- Low 0.30% (Nov 2020)
- 1-year change +3.70
- 37 changes
- Tracked since Nov 2011
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| July 25, 2026 | 4.00% | +3.70 |
| June 8, 2026 | 0.30% | −0.10 |
| June 5, 2026 | 0.40% | +0.10 |
| November 4, 2020 | 0.30% | −0.05 |
| August 22, 2020 | 0.35% | −0.15 |
| July 29, 2020 | 0.50% | −0.25 |
| June 27, 2020 | 0.75% | −0.25 |
| June 23, 2020 | 1.00% | −0.10 |
| June 22, 2020 | 1.10% | −0.15 |
| June 3, 2020 | 1.25% | −0.05 |
| May 24, 2020 | 1.30% | −0.05 |
| May 18, 2020 | 1.35% | −0.10 |
| April 29, 2020 | 1.45% | −0.25 |
| April 15, 2020 | 1.70% | −0.16 |
| March 14, 2020 | 1.86% | −0.20 |
| March 9, 2020 | 2.06% | +0.26 |
| November 14, 2019 | 1.80% | −0.10 |
| October 21, 2019 | 1.90% | −0.10 |
| October 3, 2019 | 2.00% | −0.20 |
| September 25, 2018 | 2.20% | −0.30 |
Show all 37 changes
| Date | APY | Change |
|---|---|---|
| July 16, 2018 | 2.50% | +1.18 |
| January 31, 2017 | 1.32% | +0.10 |
| December 16, 2015 | 1.22% | −0.03 |
| November 23, 2015 | 1.25% | −0.05 |
| September 26, 2015 | 1.30% | +0.05 |
| May 21, 2015 | 1.25% | +0.05 |
| April 14, 2015 | 1.20% | +0.10 |
| January 2, 2015 | 1.10% | +0.03 |
| October 5, 2014 | 1.07% | +0.02 |
| November 10, 2013 | 1.05% | +0.05 |
| June 12, 2013 | 1.00% | −0.05 |
| December 7, 2012 | 1.05% | −0.05 |
| May 24, 2012 | 1.10% | +0.02 |
| March 12, 2012 | 1.08% | +0.02 |
| January 31, 2012 | 1.06% | −0.02 |
| January 20, 2012 | 1.08% | −0.05 |
| November 1, 2011 | 1.13% | first tracked |
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Copy linkOther CIT Bank rates
- 6 Month CD3.75%
- 13 Month CD3.25%
- 18 Month CD2.75%
- 2 Year CD0.40%
- 3 Year CD0.40%
- 4 Year CD0.50%
- 5 Year CD0.50%
- Checking Account0.10%
- Money Market Account1.55%
Other 1 Year CD rates
- Apple Federal Credit Union5.00%
- PenFed Credit Union4.80%
- State Bank of India4.52%
- Citizens Access4.50%
- BTG Pactual US4.45%
- EagleBank4.45%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.