TFCU CD Rate - 1 Year
TFCU's 1 Year CD pays 3.25% APY as of September 8, 2026, checked 15 days ago. The rate was lowered from 3.50% on November 1, 2025. Since RateBrain began tracking it in 2009, this 1 Year CD has paid as much as 4.75% (Aug 2023) and as little as 0.35% (Dec 2020). It is currently below the median 1 Year CD rate we track (3.98% across 66 banks).
3.25% APY
down from 3.50% on Nov 1, 2025
- Last checked
- Sep 8 · 15 days ago
- Minimum deposit
- $5,000
Rate history
Now 3.25% APY
- All-time high 4.75% (Aug 2023)
- Low 0.35% (Dec 2020)
- 1-year change −0.50
- 69 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| November 1, 2025 | 3.25% | −0.25 |
| October 13, 2025 | 3.50% | −0.25 |
| November 30, 2024 | 3.75% | −0.25 |
| April 20, 2024 | 4.00% | −0.25 |
| December 21, 2023 | 4.25% | −0.50 |
| August 1, 2023 | 4.75% | +1.75 |
| January 25, 2023 | 3.00% | +0.75 |
| December 25, 2022 | 2.25% | +1.90 |
| December 21, 2020 | 0.35% | −0.10 |
| October 8, 2020 | 0.45% | −0.05 |
| August 22, 2020 | 0.50% | −0.10 |
| August 5, 2020 | 0.60% | −0.05 |
| July 22, 2020 | 0.65% | −0.05 |
| July 13, 2020 | 0.70% | −0.10 |
| June 29, 2020 | 0.80% | −0.10 |
| April 13, 2020 | 0.90% | −0.10 |
| April 1, 2020 | 1.00% | −0.05 |
| March 30, 2020 | 1.05% | −0.05 |
| March 21, 2020 | 1.10% | −0.40 |
| March 6, 2020 | 1.50% | −0.10 |
Show all 69 changes
| Date | APY | Change |
|---|---|---|
| January 27, 2020 | 1.60% | −0.10 |
| November 7, 2019 | 1.70% | −0.05 |
| October 31, 2019 | 1.75% | +0.02 |
| October 24, 2019 | 1.73% | −0.02 |
| September 24, 2019 | 1.75% | −0.15 |
| August 28, 2019 | 1.90% | −0.20 |
| July 23, 2019 | 2.10% | −0.15 |
| June 20, 2019 | 2.25% | −0.15 |
| May 20, 2019 | 2.40% | −0.10 |
| March 6, 2019 | 2.50% | −0.05 |
| January 9, 2019 | 2.55% | +0.35 |
| December 11, 2018 | 2.20% | +0.10 |
| September 24, 2018 | 2.10% | −0.40 |
| August 30, 2018 | 2.50% | +0.05 |
| August 22, 2018 | 2.45% | +0.05 |
| July 24, 2018 | 2.40% | +0.10 |
| July 10, 2018 | 2.30% | +0.05 |
| June 13, 2018 | 2.25% | +0.05 |
| May 31, 2018 | 2.20% | +0.10 |
| April 24, 2018 | 2.10% | +0.10 |
| March 18, 2018 | 2.00% | +0.06 |
| March 5, 2018 | 1.94% | +0.14 |
| February 12, 2018 | 1.80% | +0.05 |
| January 22, 2018 | 1.75% | +0.10 |
| December 7, 2017 | 1.65% | +0.10 |
| November 8, 2017 | 1.55% | +0.04 |
| October 6, 2017 | 1.51% | +0.10 |
| December 30, 2016 | 1.41% | +0.20 |
| September 18, 2016 | 1.21% | −0.05 |
| September 28, 2015 | 1.26% | +0.21 |
| February 4, 2015 | 1.05% | −0.10 |
| April 2, 2014 | 1.15% | +0.05 |
| December 27, 2013 | 1.10% | +0.15 |
| August 20, 2013 | 0.95% | +0.10 |
| May 7, 2013 | 0.85% | −0.10 |
| July 26, 2012 | 0.95% | −0.15 |
| February 3, 2012 | 1.10% | −0.05 |
| August 31, 2011 | 1.15% | +0.10 |
| August 17, 2011 | 1.05% | −0.26 |
| June 29, 2011 | 1.31% | −0.10 |
| December 1, 2010 | 1.41% | −0.10 |
| August 30, 2010 | 1.51% | −0.25 |
| June 26, 2010 | 1.76% | +0.25 |
| April 9, 2010 | 1.51% | −0.56 |
| November 27, 2009 | 2.07% | −0.15 |
| September 30, 2009 | 2.22% | −0.05 |
| July 25, 2009 | 2.27% | −0.25 |
| June 24, 2009 | 2.52% | −0.51 |
| May 11, 2009 | 3.03% | first tracked |
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Other 1 Year CD rates
- Apple Federal Credit Union5.00%
- Gulf Coast Bank4.80%
- PenFed Credit Union4.80%
- State Bank of India4.52%
- Citizens Access4.50%
- BTG Pactual US4.45%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.