Ivy Bank CD Rate - 1 Year

Ivy Bank's 1 Year CD pays 4.05% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2023, this 1 Year CD has paid as much as 5.00% (May 2023) and as little as 4.05% (Sep 2026). It is currently above the median 1 Year CD rate we track (4.00% across 145 banks).

4.05% APY

down from 4.60% on Sep 20

Last checked: Nov 10 · 6 hours ago
Minimum deposit: $2,500

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See the full Ivy Bank 1 Year CD rate history »

Ivy Bank CD Rate - 1 Year CD - Rate History

Now 4.05% APY

All-time high 5.00% (May 2023)
Low 4.05% (Sep 2026)
1-year change −0.55
3 changes
Tracked since May 2023
Full rate history »

The gray line is the median 1 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 20, 2026	4.05%	−0.55
July 19, 2024	4.60%	−0.40
May 10, 2023	5.00%	first tracked

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Common questions

What is the Ivy Bank 1 Year CD rate today?

The Ivy Bank 1 Year CD pays 4.05% APY as of November 10, 2026, checked 6 hours ago.

How does the Ivy Bank 1 Year CD compare with other 1 Year CDs?

It pays 4.05% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.00%, so it is 0.05 percentage points above the median.

What has the Ivy Bank 1 Year CD paid over time?

Since RateBrain began tracking it in 2023, it has paid as much as 5.00% (May 2023) and as little as 4.05% (Sep 2026).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.