Best 5 Year CD Rates in 2023

Name: Best 5 Year CD Rates in 2023
Creator: RateBrain

In 2023, the median 5 Year CD rate RateBrain tracked was 3.51% across 51 products. The highest was 5.25% APY from BMO Alto. That median was up from 3.15% in 2022.

« 2022 All years 2024 »

Every 5 Year CD rate we tracked in 2023

Bank	High	Year end
BMO Alto	5.25%	4.90%
Self Help Credit Union	4.65%	4.65%
Popular Direct	4.70%	4.60%
First Internet Bank	4.59%	4.59%
Goldwater Bank	4.50%	4.50%
Quaint Oak Bank	4.50%	4.50%
Colorado Federal Savings Bank	4.45%	4.45%
Bread Financial	4.50%	4.25%
CFG Bank	4.50%	4.20%
Barclays Bank	4.50%	4.15%
Ally Bank	5.15%	4.10%
Capital One	4.40%	4.10%
Capital One 360	4.40%	4.10%
Marcus	4.10%	4.10%
Apple Federal Credit Union	4.00%	4.00%
Discover Bank	4.40%	4.00%
Gulf Coast Bank	4.25%	4.00%
PenFed Credit Union	4.00%	4.00%
Sallie Mae	4.25%	4.00%
Synchrony Bank	4.30%	4.00%
TAB Bank	4.00%	4.00%
USAA	4.00%	4.00%
EverBank	3.95%	3.95%
Riverland Credit Union	3.75%	3.75%
Connexus Credit Union	4.16%	3.51%
Virtual Bank	3.51%	3.51%
Abound Credit Union	3.50%	3.25%
Nat'l Bank of Kansas City	3.25%	3.25%
TFCU	3.50%	3.25%
CD Bank	3.15%	3.15%
Total Direct Bank	3.05%	3.05%
Academy Bank	3.03%	3.03%
American Express	4.25%	3.00%
Elements Financial	3.00%	3.00%
Patelco	3.00%	3.00%
Vio Bank	2.75%	2.75%
Ivy Bank	2.60%	2.60%
Citibank	2.50%	2.50%
Salem Five	2.25%	2.25%
Live Oak Bank	2.00%	2.00%
Mountain One Bank	2.00%	2.00%
Newtek Bank	2.00%	2.00%
Chase Bank	1.50%	1.50%
Third Federal Savings and Loan	4.00%	1.50%
First National Community Bank	1.00%	1.00%
CIT Bank	0.50%	0.50%
ConnectOne Bank	0.50%	0.50%
MidFirst Direct	0.50%	0.50%
Androscoggin Bank	0.45%	0.45%
Nationwide Bank	0.20%	0.20%
Bank of America	0.03%	0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.