Sallie Mae 5 Year CD Rate History (2010–2026)
RateBrain has recorded 44 rate changes for Sallie Mae's 5 Year CD since April 30, 2010. Its highest rate was 4.55% (Nov 2022) and its lowest 0.45% (Feb 2021). It pays 4.40% APY today, last changed on September 20, 2026. That is up 0.40 percentage points from a year ago.
Current Sallie Mae 5 Year CD rate »Sallie Mae rate history »5 Year CD rate history »
Rate history chart
Now 4.40% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.40% | 4.00% | 4.40% | 1 |
| 2025 | 4.00% | 4.00% | 4.00% | 0 |
| 2024 | 4.00% | 4.00% | 4.00% | 0 |
| 2023 | 4.25% | 4.00% | 4.00% | 1 |
| 2022 | 4.55% | 0.80% | 4.25% | 10 |
| 2021 | 0.80% | 0.45% | 0.80% | 2 |
| 2020 | 2.20% | 0.60% | 0.60% | 11 |
| 2019 | 3.10% | 2.20% | 2.20% | 6 |
| 2018 | 3.10% | 1.80% | 3.10% | 2 |
| 2017 | 1.80% | 1.80% | 1.80% | 0 |
| 2016 | 2.10% | 1.80% | 1.80% | 1 |
| 2015 | 2.10% | 2.10% | 2.10% | 0 |
| 2014 | 2.10% | 1.50% | 2.10% | 1 |
| 2013 | 1.50% | 1.50% | 1.50% | 0 |
| 2012 | 1.50% | 1.50% | 1.50% | 0 |
| 2011 | 2.35% | 1.50% | 1.50% | 4 |
| 2010 | 3.00% | 2.35% | 2.35% | 5 |
All 44 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 4.40% | +0.40 |
| May 10, 2023 | 4.00% | −0.25 |
| December 26, 2022 | 4.25% | −0.30 |
| November 11, 2022 | 4.55% | +0.50 |
| October 26, 2022 | 4.05% | +0.50 |
| October 15, 2022 | 3.55% | +0.20 |
| September 25, 2022 | 3.35% | +0.30 |
| August 11, 2022 | 3.05% | +0.25 |
| July 4, 2022 | 2.80% | +0.30 |
| June 8, 2022 | 2.50% | +0.65 |
| May 16, 2022 | 1.85% | +0.65 |
| April 21, 2022 | 1.20% | +0.40 |
| November 11, 2021 | 0.80% | +0.35 |
| February 17, 2021 | 0.45% | −0.15 |
| September 3, 2020 | 0.60% | −0.20 |
| August 26, 2020 | 0.80% | −0.15 |
| August 15, 2020 | 0.95% | −0.10 |
| July 21, 2020 | 1.05% | +0.10 |
| July 1, 2020 | 0.95% | −0.15 |
| May 29, 2020 | 1.10% | −0.10 |
| May 6, 2020 | 1.20% | −0.15 |
| April 6, 2020 | 1.35% | −0.10 |
| March 21, 2020 | 1.45% | −0.25 |
| March 18, 2020 | 1.70% | −0.35 |
| March 5, 2020 | 2.05% | −0.15 |
| November 15, 2019 | 2.20% | −0.15 |
| September 25, 2019 | 2.35% | −0.15 |
| July 23, 2019 | 2.50% | −0.10 |
| July 16, 2019 | 2.60% | +0.40 |
| July 9, 2019 | 2.20% | −0.40 |
| June 14, 2019 | 2.60% | −0.50 |
| November 19, 2018 | 3.10% | +0.20 |
| August 15, 2018 | 2.90% | +1.10 |
| May 25, 2016 | 1.80% | −0.30 |
| May 28, 2014 | 2.10% | +0.60 |
| October 20, 2011 | 1.50% | −0.49 |
| September 9, 2011 | 1.99% | −0.10 |
| August 9, 2011 | 2.09% | −0.06 |
| March 7, 2011 | 2.15% | −0.20 |
| December 15, 2010 | 2.35% | −0.10 |
| November 8, 2010 | 2.45% | −0.30 |
| September 28, 2010 | 2.75% | −0.15 |
| September 16, 2010 | 2.90% | −0.10 |
| April 30, 2010 | 3.00% | first tracked |
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