Elements Financial 5 Year CD Rate History (2018–2026)
RateBrain has recorded 16 rate changes for Elements Financial's 5 Year CD since August 10, 2018. Its highest rate was 3.00% (Sep 2022) and its lowest 0.70% (Jan 2021). It pays 2.75% APY today, last changed on September 20, 2026. That is down 0.25 percentage points from a year ago.
Current Elements Financial 5 Year CD rate »Elements Financial rate history »5 Year CD rate history »
Rate history chart
Now 2.75% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.00% | 2.75% | 2.75% | 1 |
| 2025 | 3.00% | 3.00% | 3.00% | 0 |
| 2024 | 3.00% | 3.00% | 3.00% | 0 |
| 2023 | 3.00% | 3.00% | 3.00% | 0 |
| 2022 | 3.00% | 0.70% | 3.00% | 3 |
| 2021 | 0.80% | 0.70% | 0.70% | 1 |
| 2020 | 1.80% | 0.80% | 0.80% | 5 |
| 2019 | 2.50% | 1.80% | 1.80% | 4 |
| 2018 | 2.25% | 2.05% | 2.25% | 2 |
All 16 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 2.75% | −0.25 |
| September 28, 2022 | 3.00% | +2.10 |
| June 1, 2022 | 0.90% | +0.10 |
| February 26, 2022 | 0.80% | +0.10 |
| January 25, 2021 | 0.70% | −0.10 |
| June 5, 2020 | 0.80% | −0.40 |
| May 15, 2020 | 1.20% | −0.05 |
| March 28, 2020 | 1.25% | −0.15 |
| March 21, 2020 | 1.40% | −0.35 |
| January 7, 2020 | 1.75% | −0.05 |
| November 21, 2019 | 1.80% | −0.20 |
| June 12, 2019 | 2.00% | −0.35 |
| April 4, 2019 | 2.35% | −0.15 |
| February 7, 2019 | 2.50% | +0.25 |
| October 15, 2018 | 2.25% | +0.20 |
| August 10, 2018 | 2.05% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.