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RateBrain

Elements Financial Rate History (2018–2026)

RateBrain has tracked 11 products from Elements Financial since Aug 2018. Its best rate in that time was 4.50% APY on its 8 Month CD in 2026.

Current Elements Financial rates »

Best rate by year

YearBest APYProduct
20264.50%8 Month CD
20253.00%5 Year CD
20243.00%5 Year CD
20233.00%5 Year CD
20223.00%5 Year CD
20212.30%10 Year CD
20202.30%10 Year CD
20192.50%5 Year CD
20182.30%10 Year CD

6 Month CD

Now 4.00% APY

Elements Financial 6 Month CD rate history1 rate changes since Sep 2026.3.60%3.80%4.00%4.20%4.40%4.00%

8 Month CD

Now 4.50% APY

Elements Financial 8 Month CD rate history1 rate changes since Sep 2026.4.20%4.30%4.40%4.50%4.60%4.70%4.80%4.50%

1 Year CD

Now 2.75% APY

Elements Financial 1 Year CD rate history16 rate changes since Aug 2018.0.00%1.00%2.00%3.00%4.00%20192021202320252.75%2.75% · Sep 20260.30% · Jun 2020

13 Month CD

Now 4.50% APY

Elements Financial 13 Month CD rate history1 rate changes since Sep 2026.4.20%4.30%4.40%4.50%4.60%4.70%4.80%4.50%

18 Month CD

Now 4.50% APY

Elements Financial 18 Month CD rate history1 rate changes since Sep 2026.4.20%4.30%4.40%4.50%4.60%4.70%4.80%4.50%

2 Year CD

Now 2.25% APY

Elements Financial 2 Year CD rate history17 rate changes since Aug 2018.0.00%0.50%1.00%1.50%2.00%2.50%3.00%20192021202320252.25%2.70% · Sep 20220.40% · Jan 2021

3 Year CD

Now 2.25% APY

Elements Financial 3 Year CD rate history1 rate changes since Sep 2026.2.00%2.10%2.20%2.30%2.40%2.50%2.25%

4 Year CD

Now 2.65% APY

Elements Financial 4 Year CD rate history1 rate changes since Sep 2026.2.40%2.50%2.60%2.70%2.80%2.90%2.65%

5 Year CD

Now 2.75% APY

Elements Financial 5 Year CD rate history16 rate changes since Aug 2018.0.00%1.00%2.00%3.00%4.00%20192021202320252.75%3.00% · Sep 20220.70% · Jan 2021

7 Year CD (no longer offered)

Last 1.50% APY

Elements Financial 7 Year CD rate history2 rate changes since Aug 2018.1.20%1.40%1.60%1.80%2.00%2.20%2.40%20192021202320251.50%2.15% · Aug 20181.50% · Oct 2018

10 Year CD (no longer offered)

Last 2.30% APY

Elements Financial 10 Year CD rate history1 rate changes since Aug 2018.2.00%2.10%2.20%2.30%2.40%2.50%2.60%20192021202320252.30%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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