USAA 5 Year CD Rate History (2010–2026)
RateBrain has recorded 58 rate changes for USAA's 5 Year CD since May 1, 2010. Its highest rate was 4.00% (Aug 2023) and its lowest 0.03% (Oct 2021). It pays 2.50% APY today, last changed on February 16, 2024. The rate is unchanged from a year ago.
Current USAA 5 Year CD rate »USAA rate history »5 Year CD rate history »
Rate history chart
Now 2.50% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 2.50% | 2.50% | 2.50% | 0 |
| 2025 | 2.50% | 2.50% | 2.50% | 0 |
| 2024 | 4.00% | 2.50% | 2.50% | 1 |
| 2023 | 4.00% | 2.02% | 4.00% | 1 |
| 2022 | 2.02% | 0.03% | 2.02% | 1 |
| 2021 | 0.39% | 0.03% | 0.03% | 2 |
| 2020 | 2.02% | 0.39% | 0.39% | 15 |
| 2019 | 2.78% | 2.02% | 2.02% | 8 |
| 2018 | 2.78% | 1.06% | 2.78% | 6 |
| 2017 | 1.06% | 1.06% | 1.06% | 0 |
| 2016 | 1.06% | 1.06% | 1.06% | 0 |
| 2015 | 1.06% | 1.06% | 1.06% | 0 |
| 2014 | 1.06% | 1.06% | 1.06% | 0 |
| 2013 | 1.46% | 1.06% | 1.06% | 4 |
| 2012 | 1.80% | 1.46% | 1.46% | 4 |
| 2011 | 2.40% | 1.80% | 1.80% | 7 |
| 2010 | 3.10% | 2.40% | 2.40% | 9 |
All 58 rate changes
| Date | APY | Change |
|---|---|---|
| February 16, 2024 | 2.50% | −1.50 |
| August 1, 2023 | 4.00% | +1.98 |
| September 28, 2022 | 2.02% | +1.99 |
| October 24, 2021 | 0.03% | −0.34 |
| January 26, 2021 | 0.37% | −0.02 |
| December 21, 2020 | 0.39% | −0.01 |
| August 11, 2020 | 0.40% | −0.05 |
| July 24, 2020 | 0.45% | −0.11 |
| July 16, 2020 | 0.56% | −0.10 |
| June 23, 2020 | 0.66% | −0.09 |
| June 9, 2020 | 0.75% | −0.15 |
| June 2, 2020 | 0.90% | −0.21 |
| April 29, 2020 | 1.11% | −0.12 |
| April 20, 2020 | 1.23% | −0.06 |
| March 28, 2020 | 1.29% | +0.78 |
| March 18, 2020 | 0.51% | −0.99 |
| March 13, 2020 | 1.50% | −0.21 |
| March 5, 2020 | 1.71% | −0.15 |
| February 14, 2020 | 1.86% | −0.07 |
| January 31, 2020 | 1.93% | −0.09 |
| December 9, 2019 | 2.02% | −0.05 |
| November 15, 2019 | 2.07% | −0.14 |
| November 2, 2019 | 2.21% | −0.06 |
| September 24, 2019 | 2.27% | −0.10 |
| August 30, 2019 | 2.37% | −0.09 |
| August 18, 2019 | 2.46% | −0.07 |
| July 12, 2019 | 2.53% | −0.20 |
| June 3, 2019 | 2.73% | −0.05 |
| December 19, 2018 | 2.78% | +0.10 |
| November 13, 2018 | 2.68% | +0.56 |
| April 24, 2018 | 2.12% | +0.63 |
| April 7, 2018 | 1.49% | +0.43 |
| March 8, 2018 | 1.06% | −0.05 |
| March 5, 2018 | 1.11% | +0.05 |
| August 18, 2013 | 1.06% | −0.05 |
| April 16, 2013 | 1.11% | −0.18 |
| February 26, 2013 | 1.29% | −0.12 |
| February 8, 2013 | 1.41% | −0.05 |
| December 7, 2012 | 1.46% | −0.05 |
| October 8, 2012 | 1.51% | −0.15 |
| March 16, 2012 | 1.66% | −0.05 |
| February 15, 2012 | 1.71% | −0.09 |
| October 21, 2011 | 1.80% | −0.21 |
| September 19, 2011 | 2.01% | −0.09 |
| September 5, 2011 | 2.10% | −0.10 |
| August 28, 2011 | 2.20% | −0.05 |
| March 15, 2011 | 2.25% | −0.05 |
| January 26, 2011 | 2.30% | −0.04 |
| January 13, 2011 | 2.34% | −0.06 |
| November 8, 2010 | 2.40% | −0.15 |
| October 27, 2010 | 2.55% | −0.05 |
| October 8, 2010 | 2.60% | −0.10 |
| September 24, 2010 | 2.70% | −0.05 |
| September 21, 2010 | 2.75% | −0.05 |
| September 14, 2010 | 2.80% | −0.20 |
| June 26, 2010 | 3.00% | −0.10 |
| May 17, 2010 | 3.10% | +0.10 |
| May 1, 2010 | 3.00% | first tracked |
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